We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hope is not an Effective Financial Strategy
Options
Comments
-
Very nice figures.
Glad to see a fellow over-analyser back to posting updates.
0 -
Over-analyser - I have no idea what you mean :cool:MFW: Was: £136,000.......Now: £47,736.58......0
-
Hiya shangaijimmy
Sorry not to comment for a while - broke my arm on 13th December 2016 and only just able to type fluently! However have been lurking on your thread. Just wanted to say how fantastically well you've done - cutting several years and about 60K off the mortgage! Awesome! Well done!
Great month this month as you ve gone over target! :j
Had a financial set back myself as not only broke arm but my tenant (main source of income) left in December as well!) New tenant started (after a load of expensive work done to house - last tenant a nightmare but no money so not worth chasing in the courts) this month! Phew! But now need to get back on the money saving waggon as need to make up the shortfall in monies!
You ve been an inspiration to me so back to see what is happening soon!Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
NSDs 2015:185/330 (allowing for hols etc)
LBM: started Jan 2012 - still learning!
Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j1 -
shangaijimmy wrote: »Thanks ETE. We'll hit 3 figures at the end of January, but i've made a deal with myself that however short i am (should be about £300-500) on New Years Eve i'll make that OP out of my Matched betting pot! I even confirmed this with Mrs SJ :eek:
:T I was hoping you would work out a cunning plan to squeeze it to meet the end of the year!0 -
Busy - thanks for stopping by.
Lyn - thank you for popping in with such kind comments. I'm glad my ramblings are enjoyed!
ETE - being a MFW makes us come up with cunning plans all the time, and as much as we know we're making great progress none of us ever seem happy to accept that progress. Its never enough!!
July is off and running...I TT'd a whole £1 this morning as the account was already tidy, and then OP'd the TT pot for the last week which tidily sat at £4 exactly. 6 ebay items have bids so far which means at least £10.50 earnings.
Well Sunday morning sausages beckon before work. Have a great Sunday everyone.MFW: Was: £136,000.......Now: £47,736.58......0 -
Nice comeback for June SJTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0
-
Quick update. 7 ebay items sold for £14.50, plus i'll make about age another £1 off postage costs. Quick log in to current account and TT'd 46p to get the weekly pot up and running. Had a good MB day on the football final last night and made £87!
2nd half of 2017 is underway, where on earth did the 1st half go!!MFW: Was: £136,000.......Now: £47,736.58......0 -
Well done SJ, what a great comeback! You are my reminder to TT everyday although I do forget so our pot is less than yours :rotfl:but I keep trying to console myself that even if we can't afford anything else I will continue to OP our tiny TT pot!Original Mortgage: £134k Sept 2044 :eek: Current Mortgage: £126k Neutral Oct 2039
Ideal goal: TBC :cool:
Bonus OPs made 2017: 7 total= £159.91SaveSave0 -
Great update! So great that you are ahead of your plan!Original MF Date January 2035. MF Date February 20220
-
Brilliant comeback.
Do you find you transfer to the mortgage before getting tempted to spend the money on other things? At the moment we are quite motivated because we need to pay the 0% debt we took on to complete our bathroom renovation a little earlier than first planned but I know when that is clear and we have money to put towards the mortgage, I know we won't be quite so motivated. Clearing our mortgage seems a difficult task, to be honest.
You're not the only one wondering where the first half of the year went. :rotfl:2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards