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Hope is not an Effective Financial Strategy
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I've just said, Yay SJ's back then realised the lovely AFK was being thoughtful. hope all is goodMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20220
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I think SJ's left us for the time being.. hope all is ok!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Just bumping this.
Your name was mentioned re MB, as a few of us are looking for helpful hints and tips on how to understand MB.
Hope everything's ok in SJ Towers.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Ah man, I was hoping SJ was back when I saw this update. Hope everything is going ok.Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0
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Well I'm returning! Renewed, refreshed and reinvigorated...!
Without making excuses Miss Baby SJ has been more time consuming than i imagined...Well that and DS2 starting school as well. Anyway we seem on an even keel again, so i'm hoping to pick up this diary again.
As a snapshot i've still been OPing and we now stand at a balance of £107k. We remortgaged to 1.64% fix for 2yrs and our daily interest is now approx £4.70. We remain on course for MF in 7-8yrs, u less we can have some late acceleration and we may sneak in at 6-7.
Anyway there i've done it and logged in and posted for the first time since 1st December 2016... So now i'll crack on with updating my signature, setting some new targets and hopefully posting some figures in the 3yr thread that i've also neglected.
I'm sure none of you have really missed by ramblings, but it feels good to be back...!
Oh and i will be catching up everyone else diaries!MFW: Was: £136,000.......Now: £47,736.58......1 -
Welcome back SJMFW 91 op 2014 £410/1000
MFW 91 op 2015 £4051/4000
MFW 91 op 2016 £4040/4000
MFW 91 op 2017 £812/45000 -
Welcome back SJ
2nd'd - We did miss your ramblings and updates, More than you know were on the lookout for your "ramblings" and expertise re MB, me included (still haven't mastered it)
Good new deal/rate you got for 2 years. Well done :TAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Welcome back SJ!MFW
[STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45Aiming to be MF 1.10.20200 -
Hooray - you were missed !0
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Yay you're back! Missed your diary, good to see you posting. Final stretch until mortgage freedom now.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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