Hope is not an Effective Financial Strategy

shangaijimmy

Once again i'm failing to keep up with the diary.... Made some great progress with Christmas in that we're virtually sorted. Carpets and new flooring for hall stairs and landings gets fitted on Wednesday, so Mrs SJ can have her tree sorted on Thrursday/Friday.

Moneywise everything is quiet and so steady and undramatic, which we all like. Managed to get £50.50 cashback for house insurance at the weekend, so that;ll be a nice boost to the OP fund.

lippy1923

Well done on the cashback and sounds like house is coming along nicely.
I've been MIA on my diary as well, mostly because I have zilch to report until the end of the month! I find myself wishing the days away until the end of the month (payday) and the beginning of the month (OP day) lol

debtfreeoneday

Well done on the cashback.. it's a busy time of the year!

shangaijimmy

Well flooring finally done in hall, so apart from tidying up we're done for 2017, yay!! It looks great and Mrs SJ is made up and likes our house again. Been off today so have got decorations out the loft and built the tree ready for Mrs SJ to dress it with the boys tonight.

I've managed to do financial this afternoon so will post in next 10 mins. We didn't quite OP as much as id hoped but still an impressive amount.

shangaijimmy

This was our worst overpayment month for 2016 which is slightly disappointing, but with lots of house work going it hardly surprising. Still i am very pleased with progress, though not pleased with my lack of postings and diary readings!!

Highlights
Closing Balance - £113,533.22
Total OP's - £505.17
Net Reduction - £1,005.09
Daily Interest - £6.19 (5p reduction)
LTV - 51.37%

In other money news i've hit the £1k profit mark on matched betting. I have no idea what to do with the money though!!

debtfreeoneday

Well done on the MB!

hiddenshadow

Well done on MB - I broke 1k at the year mark or thereabouts, so you're well ahead of me!

debtfreeoneday

Hope all OK SJ and you had a nice Christmas!

Retro.Monkey90

Hi SJ, hope you had a good Christmas and new year. I've been reading your diary over the last few months and only caught up now! It inspired me to finally make my own, especially those 1p TT! It is the TT that keep me going to be honest. You've done so well so far, keep it up

A_Frayed_Knot

shangaijimmy wrote: »

This was our worst overpayment month for 2016 which is slightly disappointing, but with lots of house work going it hardly surprising. Still i am very pleased with progress, though not pleased with my lack of postings and diary readings!!

In other money news i've hit the £1k profit mark on matched betting. I have no idea what to do with the money though!!

Just thought I would pop in - catch up with old friends - How's everything in SJ Towers ???