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Hope is not an Effective Financial Strategy
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Favourite time of the month (1day early but won't have chance tomorrow)! Another hugely successful month and definitely maintaining momentum.
- Total OP's - £727.72
- Closing Balance - £119,839.07
- Net Reduction - £ 1,210.19
- Daily Interest - £6.53 (7p reduction)
- % Loan Remaining - 88.12%
- LTV - 54.23%
- Ave Net Reduction since diary - £1,077.36 (steadily climbing)
Very exciting to colour in 2 bricks and to drop into a new 10k category :j
The plan is to post some previous year comparisons tonight or tomorrow night.MFW: Was: £136,000.......Now: £47,736.58......0 -
Nice OP SJ. Your OP's seem to be steadily increasing each month
Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Very nice! Looking forward to the year-on-year comparisons.0
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hiddenshadow wrote: »Very nice! Looking forward to the year-on-year comparisons.
This!
Well done dropping into the teens :TBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Great figures :T0
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Brilliant figures :T You must be really pleased.0
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Not got round to comparisons yet, but may well get it done before sleep time.
Another successful month is done with a fresh one starting tomorrow. Whilst on a dog walk earlier i was weighing up the chances of being MF by 45 and it does seem a possibility if I can find an extra 10k from somewhere! I'm hoping compound effects of interest may account for 50% if I can get some favourable mortgage deals along the way.
Thankfully only 1 birthday in June and that's my own so doesn't count!MFW: Was: £136,000.......Now: £47,736.58......0 -
62p TT this morning and meter readings done. We're way in credit and can switch our deal without penalty in 2 weeks so some cash back on the horizon. I need to work out how to get my cash back off first utility so I can OP it. Anyone with experience of them?
Also I seem to have run out of current accounts for switch bonuses. Last on my list was M&S for the gift card, but I suppose we could use the card for school uniforms or Christmas.MFW: Was: £136,000.......Now: £47,736.58......0 -
Well I've done an online form with first utility to request my £103.41 back! Apparently I'll get a reply within 48hrs... Keep you posted!MFW: Was: £136,000.......Now: £47,736.58......0
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Hope you get it quick!
My switch from FU to iSupply happened today..but FU tell me 5-8 weeks to settle up account :eek:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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