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Hope is not an Effective Financial Strategy

edited 3 March at 8:18PM in Mortgage-Free Wannabe
3.8K replies 314.9K views
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  • A_Frayed_KnotA_Frayed_Knot Forumite
    3.2K posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
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    Great stats, nice to see how far you've come in such a short time.

    Enjoy the caravan, I've booked some time off to do just that - a few long weekends and a week in August, just for starters. Now I have the time off, can't wait. This sunshine totally changes my outlook on things.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
    Now selling everything that's not nailed down - I Will Declutter !!!:D
  • Busy_Mee1Busy_Mee1 Forumite
    1K posts
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    :T:T:T These are fantastic comparisons- although I am slightly worried about how much I enjoy seeing someone else's numbers. I really must get out more :D
  • EatingTheElephantEatingTheElephant Forumite
    1.4K posts
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    Whilst on a dog walk earlier i was weighing up the chances of being MF by 45 and it does seem a possibility if I can find an extra 10k from somewhere!

    Dog walking is the best time to work out plans and tricky problems :)

    Loved seeing the year on year figures too, very motivating.

    Enjoy the caravan, hopefully it will be peaceful if everyone else has gone back to school.
  • chumpy45chumpy45 Forumite
    495 posts
    Sixth Anniversary 100 Posts
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    Loving the £1 TTs! Managed 41p myself lol. Have a fantastic break - you certainly have the weather - it has been glorious here today.
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    Caravan was a disaster! We forgot the babies moses basket for a start (but i suppose that happens when your both packing and loading with a hangover and only 4hrs sleep between you!), and then it was just too hot! The caravan was like a consertvatory until 9.30pm, the dog was so distressed and we felt stuck with a baby!

    So we came home early. Anyway done 2 x £1 TT's this week, but am now having ipad issues as it won't charge/switch on/start up - variety of issues!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    Brief update on ipad! It seems it was in a perpetual loop of trying to start up without any charge. Fast forward with some internet searches and i think its solved...or should i say i hope it is. I managed to start it up and shut it down properly and its now charging away (i hope). Ill check it out at 9pm!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • A_Frayed_KnotA_Frayed_Knot Forumite
    3.2K posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
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    Shame about the caravan, not a complaint we have very often, about it being too hot :) poor dog, we have a fan on the floor for the dog and she just sits at it, when too hot, and freeze some water in a container then place it in her drinking water (in the container), keeping it cool ;)

    Thank goodness issue with ipad sorted, could have been expensive :eek:
    Question(s) :o Have pm'd you.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
    Now selling everything that's not nailed down - I Will Declutter !!!:D
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    iPad is back, phew!

    Halifax rewards are due tomorrow so that'll be a lovely £15 op!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    Morning financials done of £1 TT and £15 op of rewards, so that's 2.5 days worth of interest for the month.

    We have 41 items listed and one has 208 views and 19 watchers so I'm confident that will sell. I was supposed to list Mrs SJ 2 bags and a load of baby SJ clothes yesterday but iPad issues ruined that plan, so that's been delayed till Thursday.
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    Super quick post to say 18 new items listed tonight. I'd guess at 15 more to go...Thursday?
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
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