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Hope is not an Effective Financial Strategy

edited 3 March at 8:18PM in Mortgage-Free Wannabe
3.8K replies 314.9K views
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  • debtfreeonedaydebtfreeoneday Forumite
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    Part of the Furniture 1,000 Posts Name Dropper PPI Party Pooper
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    I have 5 items listed.. so rubbish compared to you!

    Have school shirts to sell as well and can't decide on the best time to do it! maybe this weekend is the time to go through my fleabay bag and get listing!

    Glad the ipad is sorted
    DFW (08/08) £64,346.53 Gone for good (02/19)
    MFW (01/15) £68,031.51
  • A_Frayed_KnotA_Frayed_Knot Forumite
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    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
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    You have inspired me once again :T - need to get a move on and list new items myself. Have been thinking about it for weeks now :o
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
    Now selling everything that's not nailed down - I Will Declutter !!!:D
  • shangaijimmyshangaijimmy Forumite
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    We have a two pronged attack.mrs SJ does all the sorting through as I really couldn't be bothered with that. Then last night while the boys were in the bath and baby having a bottle I listed a few things (mrs SJ can't be bothered with that bit). That continued once boys were in bed until 9, when we out tv on. I just keep saying to Mrs SJ that the house is 'full' and we can't keep stuff that we don't use/fit.

    £1 TT this morning too.

    Hay fever has been atrocious since Sunday and I'm now getting angry with my nose & eyes!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • chumpy45chumpy45 Forumite
    495 posts
    Sixth Anniversary 100 Posts
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    You are really going for the fleabay - very impressive. Have sold a couple of bits on my local FB selling page but never tried fleabay. I think you might have inspired me to get motivated - when I think of all the treasures (or should I say bags of hoarded rubbish by DH), we could be millionaires :rotfl:
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • edited 9 June 2016 at 10:21PM
    choccieloverchoccielover Forumite
    410 posts
    Part of the Furniture Combo Breaker
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    edited 9 June 2016 at 10:21PM
    Quick eBay related question..... I put 4 items up the other day and marvelled at how simple it was, go to do some more tonight and I'm sure the webpage has changed.....the options seem different.

    Am I going mad or done something weird... I'm a total flake with this stuff. I've tried on iPhone, iPad and laptop and it all looks the same. I'm not a fan of the app but it seems the easier way to get photos on. I'm sure I could rotate them last time but this time it's asking me to upload rather than going to my photo stream....

    It's so painful :(

    Haha problem solved - is clicked onto "advanced listing". Clearly far too advanced for me :)
  • A_Frayed_KnotA_Frayed_Knot Forumite
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    Hay fever has been atrocious since Sunday and I'm now getting angry with my nose & eyes!

    Not sure if I mentioned this before but - I swear by - Nelson's (B00ts do a version as well) homeopathic
    natural remedies.

    Natrum Mur helps with the constant runny nose, watery eyes, and excess mucous. Nat Mur is used for a headache that begins at the root of the nose and .

    http://www.hollandandbarrett.com/shop/product/nelsons-clikpak-nat-mur-30c-60084000

    When you get to the desperate stage - I know I'll try anything - this must be new
    http://www.boots.com/en/HayMax-Pure-Organic-Drug-Free-Allergen-Barrier-Balm-5ml_867874/

    Good Luck and if you find anything that works let me know.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
    Now selling everything that's not nailed down - I Will Declutter !!!:D
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    eBay really becomes an easy habit once you get your had around how best to list, how much, postage... And then get used to doing it. I personally prefer iPad app and The relist function is fantastic too.

    We do have a lot listed but most are single kids shirts, jeans, jumpers that they've grown out of and really it's a reflection of us buying too much over the years! When I say us, I mean Mrs SJ and MIL...

    Anyway 60 items listed to end this weekend and one has a £40 bid already, with 28 watchers so I'm hoping for £55-60. The other bags we have to list may get done tomorrow evening.

    In other news our builder came round tonight to measure up for our living room do move. He can do in next 2-3 weeks so that triggers some work for me :(. It also triggers some sofa and carpet shopping which I detest, but I'm determined to get a 'dads' chair out of it!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
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    Quercitin b5 usd to work for me but I seem to have grown used to it! Just accepting the usual terrible 5 weeks between June and July before it eases off. Fortunately my office is like a bunker so I get respite at work and I'm well used to sleeping with a flannel,on my face much to Mrs SJ amusement!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • A_Frayed_KnotA_Frayed_Knot Forumite
    3.2K posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Quercitin b5 usd to work for me but I seem to have grown used to it! Just accepting the usual terrible 5 weeks between June and July before it eases off. Fortunately my office is like a bunker so I get respite at work and I'm well used to sleeping with a flannel,on my face much to Mrs SJ amusement!


    Been there :o, done it :o and the paper plugged up your nose :eek:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
    Now selling everything that's not nailed down - I Will Declutter !!!:D
  • edited 10 June 2016 at 11:43AM
    shangaijimmyshangaijimmy Forumite
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    Part of the Furniture 1,000 Posts
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    edited 10 June 2016 at 11:43AM
    £1 TT this morning, taking us to £5 for the week reflecting a very inactive current account which is always good!!

    Current account slightly down whilst we wait for Mrs SJ reclaim of osteopath money from work, which after this morning stands at £135! Mrs SJ is very lax in reclaiming, so I'll have to threaten her with 'we are overdrawn'! Gently of course and via text as I'm not that brave!

    Hoping for a big eBay sale tonight too. Then the money will immediately be re-spent on replacements chairs for the conservatory. I'm optimistic that we can get 70% of new costs from sale of old. Even with 1 bid that'll get us 50%, which is great considering Mrs SJ wanted to give it to friends or charity!

    *** Osteopath Receipt Secured!! Claim form going in!!!
    MFW: Was: £136,000.......Now: £73,674.67......Reduction: £62,326.42... in 5yrs 4mths!
    Mortgage Neutral Target - Feb 2025...£66,409.77 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
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