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Hope is not an Effective Financial Strategy
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Chunky £1 TT'd this morning. No sign of FU refund yet,but I have had several sales phone calls off them. I said i have an online account and prefer that method so email me a quote. Reply was that the offer was over the phone only! What's the point in tickng bixes for only give offers via email?
M&S account stuff arrived and all signed ready to post today. Then get switch started. Kids school uniforms sorted with gift card hopefully!MFW: Was: £136,000.......Now: £47,736.58......0 -
Well I've stayed with First utility! They were cheapest by £3 per month, which outplays any £30 cash back by £6. Plus other than the phone call, I've actually found them ok!MFW: Was: £136,000.......Now: £47,736.58......0
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Well done on negotiating a new deal. I have until October on current deal so have a little more time before the fun starts !Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.000
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Well done on new deal!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Nice to save money, but a touch gutted that no cash back!!
Anyway £1 TT'd today, got dentists this morning after school run then an assignment that I'm determined to complete so no MSE until it's done!MFW: Was: £136,000.......Now: £47,736.58......0 -
Dentists done, prep work electrician done, eBay sales 4, assignment FAILURE... Didn't even open my folder or word document!MFW: Was: £136,000.......Now: £47,736.58......1
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3 out of 4's not bad
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Don't be too hard on yourself! I'm sure you will get to it at some pointDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
I don't know how you find time to do all that you do. Think of how good you'll feel once assignment out of the way.
I retrained at MSc level a couple of years ago. I really missed MSE during that year!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
You will get there with the assignments. Sometimes it's just not the right day !Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.000
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