Hope is not an Effective Financial Strategy

Maximum_Saving

It sounds like your finances are in very good order. Good luck in your effort to pay off your mortgage. A mortgage is typically paid once a month. An easy way to slightly overpay is to do this weekly in addition to the day the mortgage is paid. I liked reading your financial diary. I am slightly overpaying my mortgage and I began doing that two years ago. My mortgage is currently 24,299.

shangaijimmy

Thanks for popping in maximum, it's people that read and say hello that keeps me posting. I know exactly what you mean about the weekly thing, and I try to make at least 1 OP per week but that's more from a psychotic all approach.

50p TT'd this morning and accounts looking in good shape. I've been somewhat aggrieved that my TT account won't hit £20 this month, but I have a plan to round up to it. Yesterday I used up 10p & 20p's from my small change jar to pay for eBay postage, and I'll use that postage money in PayPal to round up!

I've also recently changed from an android box to a fire stick for xbmc/kodi, and yesterday I sold the android box. So once it's paid for I'll OP that for a £10 month ending bonus!!

shangaijimmy

Ali - let's be honest I only sterilise bottles, wash bibs and sort the boys (who only want mum!), so I've got loads of time!!

Ali-OK

Surely not SJ! You're not supposed to blow the vision of New Age Man doing night feeds and stuff :rotfl:

And more for the OP pot - well done :T

turtlemoose

do you find the fire stick better than the android box? our box was great to start with but is now so glitchy it is unusable....debating whether to get a fire stick next time there's an offer....

shangaijimmy

Our box got glitchy when we tried using it at 9pm (strange). If we loaded a film at 8.45 it was great, but between 9 and 9.30 it was problematic! Fire stick is brilliant and a fantastic Christmas present! Currently watching the tenns on it. It loads up really quickly, rarely needs buffering on Genesis (and if t does it's literally 5 seconds). Phoenix is amazing for streaming sport and watching new films (revanant, bridge of spies, creed etc...). Our internet speed is about 4.5-5.5 and it works great with no difference between sky and our switch to talk talk. great for £25, and I can't see why anyone would want to pay for sky. We take it upstairs at night and our house is 3 floors and we don't get a signal drop.

debtfreeoneday

At the risk of making you blush, I had visions of you TT'ing whilst wearing one of those fake feeding station (Shall I call it) as he did on meet the fockers!

shangaijimmy

Unfortunately debt free I can't sit still long enough to give a bottle! I get very restless and spend mist if my time pottering!

3 things sold tonight. Modest gains but gains nonetheless. PayPal pot is back upto £41!

Excitingly I just logged onto Quidco to see if there was any update on my pet insurance money, and there it was being all glowing...£41.75 all ready to claim. So it's now on its way to FD for a lovely start to Febs OP's!

shangaijimmy

£1 TT'd this morning and 1 day to account posting.

I have neglected other diaries over the last 10days but normal service should be resumed once back to work next week!

A_Frayed_Knot

shangaijimmy wrote: »

.......... Fire stick is brilliant and a fantastic Christmas present! .......... great for £25,....................... and I can't see why anyone would want to pay for sky.

Sorry, was actually all "fired up":D to order sky for my mum today, when I saw your quotes re "Fire stick" - I'm not that great with all these "Extra's" so can I ask, if it would be easy for an allbeit elderly person to operate it, OK, they have just bought themselves a smartphone so not frightened with gadgets.

We did try out the NOW box:mad::mad::mad::eek: - it was returned.:)