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Hope is not an Effective Financial Strategy

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  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    10p TT'd this morning. Nothing else happening! Need to have a quick scan through budget and bank account later to make sure we're all fine for final Christmas CC (have a bit to transfer from Christmas and birthday funds for January presents).

    Otherwise its quiet moneywise. EBay continues with 73 items ending tonight, of which 1 has sold. Pleasde to see eBay have extended free lists to cover FEb as well as Jan.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Did you receive the invitation from Ebay to list items for free and pay only £3 maximum final value fees? We did and listed our most expensive items. If they sell then this offer will save us a fortune in final value fees. :j
    Mortgage - £105,500
  • We did, but I'm sure it was Max of £1? I could be wrong!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Just checked and ours was definitely £3. Maybe different people got offered different amounts. Still a good saving though on more expensive items.
    Mortgage - £105,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Lynn what are you doing up at that time?? I've usually had approaching 2 hrs by that time!!

    To be honest our finances and money is my little switch off. I wouldn't settle if I hadn't had a quick look at things, so it helps me to feel like its just a normal time.

    Anyway onto important matters. 19pTT'd this morning and at £14.71 I'll definitely fail with my £20 TT monthly target. Got 5 TT's left for Jan and £5.29 to find, as £1 is my maximum TT amount I'm done for!

    You all know that I'm tempted to round up to £20 though don't you...??


    Round up, round up... :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 January 2016 at 3:04PM
    It definitely is. I've just spoken to Mrs SJ as we have 3 bridesmaid dresses to sell and this is perfect!! Well reminded PLou!

    Edit - offer ran out, darn it!
    MFW: Was: £136,000.......Now: £47,736.58......
  • 6 items sold tonight, so ticking along nicely! Spotted 3 bridesmaid dresses in spare wardrobe so they'll be getting listed next. Money from those will be siphoned to OP pot...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Not seen the offer for Feb as well - yet, although did get the whole of Jan free listing and then the max fee £1 for 2 days only - so ended some items (the ones that I would have had to pay more than a £1 in fees) then re-listed them.

    And I was reading another thread and they stated they had an offer which was 1p yes 1p total fee :eek::eek:How did I miss that one:( or should I say - I wasn't invited to that one :(

    Oh no, have you caught the OCD Tidying up - even off, rounding down :rotfl::rotfl::rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1p offer??? They must have a lot of numbers next to their star! 92p TT'd this morning and 3 sleeps to account posting!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Nice high TT at 92p there.

    I've done my Feb payment, forgot to phone bank until lunchtime and haven't posted yet :o. I salute you still doing everything with the newborn :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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