Hope is not an Effective Financial Strategy

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    First Anniversary Debt-free and Proud!
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    Wonderful news. Congratulations and glad to hear all well too :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
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    Congratulations :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
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    Fantastic news :)
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    First Anniversary Combo Breaker First Post
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    Congrats SJ, lovely news

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,833 Forumite
    Mortgage-free Glee!
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    Congratulations to you all :j:j:j

    Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • debtfreeoneday
    debtfreeoneday Posts: 4,814 Forumite
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    Awesome news, congratulations to you all!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Photogenic First Anniversary First Post
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    Thinking of you all :)
  • turtlemoose
    turtlemoose Posts: 1,645 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
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    wahey! Welcome to the world, shangaibaby!
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    First Anniversary First Post Combo Breaker
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    congrats :) :beer::j:T
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
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    Thanks all. Both should be home this afternoon and then the real fun begins, its still not real!

    20p TT'd this morning. Fund is well below target with £6.69 to go in 8 tidies! £13.15 quidco cash is showing in account as pending which is exciting as that's all but 2 days interest.

    Payday for me on Monday so will complete money shuffled and get an idea of the months expected OP total (early guestimates at £620, which ticks off the first £600 month and can roll over £20 for a dry month!).
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
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