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Can I use clarity card to get Euro's in UK
Comments
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As spent in a Northern Ireland shop.Political?....I dont do Political....well,not much!0
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Only for the fact that is QUITE CLEAR in the Nat West terms and conditions that these fees and charges will apply.
And it is your mate benjus that sent me round in circles by stating that the atm in bishopsgate was a NAT WEST machine.....but he is forgiven,but you are no longer on my christmas card list.
And it's QUITE CLEAR in the Halifax terms and conditions that these charges will not apply. The conditions Natwest have on their debit card (not ATMs) are irrelevant.0 -
You seem to think that Halifax call the shots at Nat West bank.
Of couse there is no reason that Nat West couldn't do the same thing,but they dont,Nat West dont run this atm so it's nothing to do with them.
It is run,as we have now found out by Ulster Bank,so all this twoing and froing is pointless.Banks,if they want are perfectly able to impose charges for using their atm's by other bank customers,in this case Ulster Bank dont impose charges on Clarity Card users,but according to Nat West conditions Nat West do impose charges and that was my whole point,i was given the immpresion that this was a Nat West atm and most of the points i raised were because of this.
The fact that Nat West dont have any euro dispensing atm's defeats the whole point of your argument against my posts, because i was relying on bad infomation gathered on this thread.
From the Halifax Clarity faq's........some atm providers will charge a fee.......
which is not the same as......Halifax will not charge a fee .
I just think you're wildly confused.
Sorry.0 -
We were told that the Nat West atm in Bishopsgate dispensed euro notes with no fees or charges.............this is now shown not to be correct,i am not confused....next point
No, you were told that it dispenses Euros and charges your card in Euros, just as if you were using an ATM in a Eurozone country. What fees and charges apply depends on how your card handles being charged in Euros. In the case of the Halifax Clarity card there are no fees or charges. If you used a Natwest debit card in that ATM you would be charged the fees that you repeatedly posted.
The other UK ATMs that dispense Euros convert the amount into GBP (at a bad rate) and charge the card in GBP. So the card just sees it as a normal domestic transaction, while the ATM is imposing the charges.Let's settle this like gentlemen: armed with heavy sticks
On a rotating plate, with spikes like Flash Gordon
And you're Peter Duncan; I gave you fair warning0 -
No, i was told it was a NAT WEST atm,it is not.....this is where it all starts to go wrong....It is a Ulster Bank atm.......therefor all my replies regarding fees and charges were based on it being a Nat West atm......
As the ATM itself doesn't make a charge why does it matter what the branding on it is?
I don't think you'll find a Nat West or Ulster Bank ATM anywhere that charges for a withdrawal.
(Nat West and Ulster Bank are both part of RBS).0 -
Not anymore they're not. They also don't have ATMs.Direct Line and Churchil are owned by the same company
Fine. But you're still avoiding the fact that you remain confused between what the card issuer is charging and what the ATM provider isn't charging.but run independently with different terms,conditions and pricing structures,and i am sure Nat West,Ulster Bank and parent company RBS have different ways of doing things.
If i wanted info on Ulster Bank i would not contact Nat West0 -
Look, from the start you were determined to undermine the argument about getting Euros from an ATM in the UK. First you argued that the OP would want to keep the cash withdrawal balance on the card for a long time, accruing lots of interest; when that was rebutted you claimed that the Visa/Mastercard exchange rate would be noticeably different from the spot rate; only when that was rebutted you started arguing about the ATM charges and quoting irrelevant T&Cs about Natwest debit cards.
It doesn't matter if the ATM is from Ulster Bank, Natwest or the Bank of Timbuktu. I said Natwest because it has "Natwest" written on it. The only thing that actually matters is that if you withdraw €100 it charges €100 to your card, and not some amount of GBP. That was made clear from the start.Let's settle this like gentlemen: armed with heavy sticks
On a rotating plate, with spikes like Flash Gordon
And you're Peter Duncan; I gave you fair warning0 -
Jesus wept0
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You seem to think that Halifax call the shots at Nat West bank.
Of couse there is no reason that Nat West couldn't do the same thing,but they dont,Nat West dont run this atm so it's nothing to do with them.
It is run,as we have now found out by Ulster Bank,so all this twoing and froing is pointless.Banks,if they want are perfectly able to impose charges for using their atm's by other bank customers,in this case Ulster Bank dont impose charges on Clarity Card users,but according to Nat West conditions Nat West do impose charges and that was my whole point,i was given the immpresion that this was a Nat West atm and most of the points i raised were because of this.
The fact that Nat West dont have any euro dispensing atm's defeats the whole point of your argument against my posts, because i was relying on bad infomation gathered on this thread.
From the Halifax Clarity faq's........some atm providers will charge a fee.......
which is not the same as......Halifax will not charge a fee .
Does there not come a time when you recognise if everyone disagrees with you, you might just be wrong?
This is the last time I'm explaining this - I genuinely cannot comprehend how you can't grasp such a simple concept.
The Ulster ATM didn't charge ANY fees to ANY card from ANY bank. If it was a Natwest ATM then it would have done exactly the same.
Natwest ATMS DO NOT charge fees. For the second time, you are reading the T&Cs for Natwest debit cards, NOT the T&Cs for using a Natwest ATM. If this was a Natwest ATM then it would work exactly the same - Clarity card holders could use it free, Natwest card holders would have to pay fees.
You seem to be unable to grasp the difference between the ATM provider and the bank that has issued the card. The ATM provider might charge a fee, but that is a fee that is displayed on the ATM screen before you accept. That is completely separate to the fees charged by your bank that are not shown. Halifax Clarity doesn't charge fees, so the only fees you'll pay are those charged by the machine. If the machine doesn't charge a fee, regardless of what bank it is, then you pay zero.0
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