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Becoming addicted to collecting coins

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Well Dear Diary,
    \its now Wednesday - mid week already, I love BH weeks that are short and the weekend appears quicker,

    how am I doing, well I am well and truly stuck in the sleeping cycle the one where you get into bed at a normal time because its bed time, to find that you cant get to sleep, so you sit and watch the wall hoping and praying that slumber will arrive....

    next thing you know its 4am and your body has woken you up with a massive throb of pins and needles, in my leg which wakes me with a jolt.. so I take painkillers and some tonic water and hope that that will help and slumber will come and take me...

    So I sit there and then....

    DING DING DING - my phone alarm goes of its time to get up and dressed for work....

    The tired cycle starts again....

    Diary its now 6:52 and I am woozy with tiredness and I am desperate to stay awake so I can get back to a normal cycle... its annoying me to the hilt... I'm sure If I dare get into bed, I will fall alseep.....

    On another note I managed to put a lamb shoulder in the SC before work and left it to do its magic, the flat smells amazing, I have pulled the lamb off into strips and will cool it down in the fridge and add its to a wrap to have tomorrow or the weekend... I suppose thats a quick meal when I get in from work, and cant be bothered to cook....

    No potting of coins, today but I have been notified that Quidco has paid me 72p whoop whoop... its will soon add up, I have also been paid my cashback into my bank account from some shopping I did last month...

    it will soon be June half way point - where has the year gone already...

    Im off to find the coffee machine - give me a few more hours fuel....

    over and out

    Westie...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Hope you sleep better tonight xx
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    blinking hope so, I know what will happen though the same as last week I end up sleeping all of friday to catch up on lost sleep from the week,

    I will keep diary updated accordingly...

    Watching corrie at the moment, why on earth didnt someone call the fire brigade before trying to be the hero....
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    I saw the end of Corrie - yes, why do soaps have so many fires???? LOL They only seem to have so many storylines that come round again and again and all the soaps take turns to have.

    Hope you manage to sleep better tonight Westie - I got a better night last night.
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    Hope you're ok lovely Westie xxx
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I'm okay!!!!


    just been sufering for the last few days so I have been trying to get myself into a better place, its hard to be positive, when you feel rubbish ....

    I am enjoying the sun shining through my window, have a few NSDs so thats helped the pennies and the budget, I have been playing around with YNAB, waiting for my DD to come out on Monday,

    So ill know what Ill have left to spend/work with till the next payday, and thinking if I will pay of my CC as discussed with Lilty earlier in the week....

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    You could always pay a chunk off your CC with those TSB savings, say £500, and see how you feel when you've done that. You'll still have some savings, but you'll have made a significant dent in the CC. You can test out how this makes you feel - and what impact it has on the CC interest.

    Then next month you could decide whether to pay off more.:D
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    OMG - I am sitting here drinking a cider, out of the corner of my eye I see the candle on the bedside table is well and truly alight - massive flames, queue me dashing to the kitchen (as fast as I can) get a wet tea towel, then when I manage to smother the flames, the alarm goes off due to the smoke....

    cue another issue, I cant get onto a chair to wave under the smoke alarm, so I manage to open the window and just wait for the alarm to stop...

    queue memories of Corrie this week, the damage a lit candle can cause, just as well I was sitting right next to it...

    Anyways,

    HB thats a good idea, I get my interest on my TSB account on monday so i will do that once its happened...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    :eek::eek: No need to act out Corrie in real life Westie!! Don't smoke alarms make a terrible noise (I know, that's the whole point.....)
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Good grief!!! Be careful! Thank goodness you were awake! That could have had serious consequences.

    Big hugs, and HB I like the £500 idea!! :D work out the maths Westie, on what you get after tax on the TSB for that £500 and then see how much it reduces your interest on the CC :) choose accordingly!

    Hope you sleep better tonight. I've discovered I seem to have gotten used to the extra exercise and if I don't go out roaming the coastline I can't sleep. Off I go now. Love my FGN xxx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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