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MSE News: Couples now able to register to shift tax allowance between spouses

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  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    benniebert wrote: »
    Don't forget that one has a credit card, they own a car and both drive and that they holiday on the continent every year.

    Which '''one" ?
  • benniebert
    benniebert Posts: 666 Forumite
    50Twuncle wrote: »
    Which '''one" ?

    Does it really matter? Husband or wife it's all the same to HMRC.
    It shows that one of you exist! Otherwise they wouldn't lend any money.
  • zygurat789
    zygurat789 Posts: 4,263 Forumite
    Part of the Furniture Combo Breaker
    johnbfan wrote: »
    So, I assume at some stage I can get a paper form and send that up.

    And it will be done in time for the election!!!

    That won't change because of an election result but a new chancellor could choose to have a snap budget!!!!!
    The only thing that is constant is change.
  • Elimum
    Elimum Posts: 15 Forumite
    50Twuncle wrote: »
    If you were a foreign immigrant - no doubt you would benefit from the extra tax allowance with no problems at all ....

    Actually not, I am a foreign immigrant, me and my husband pay regularly taxes to the Gov, but unfortunately don't have a "UK" passport or a "UK" driving licence. Maybe they know something we don't and are getting ready to please the next PM, if everybody reasons as yourself. ;)
    GC June £75.60/£300
  • sarah1972
    sarah1972 Posts: 19,393 Senior Ambassador
    Part of the Furniture 10,000 Posts Homepage Hero Photogenic
    Received the email to apply today.

    Duly applied and had to go through the verification process by Experian which came back as unverified for some odd reason.

    Called Experian who said I have to call HMRC and gave me the number, called the number, stayed on hold for 42 minutes only to be told that they had no idea that it had gone live and to call online help and gave me the number.

    Called online help to be told that its nothing to do with them and to call the original HMRC number :mad::mad::mad::mad:

    Called the original HMRC number and held on for 45 minutes to be told to hold on while they look into it, held on for another 10 minutes for them to come back and say that a specialist team will have to call me within the next 72 hours!

    I think I have spend the £212 that we will save already on the phone bill :eek::eek::eek::eek:
    I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sarah1972 wrote: »
    Received the email to apply today.

    Duly applied and had to go through the verification process by Experian which came back as unverified for some odd reason.

    Called Experian who said I have to call HMRC and gave me the number, called the number, stayed on hold for 42 minutes only to be told that they had no idea that it had gone live and to call online help and gave me the number.

    Called online help to be told that its nothing to do with them and to call the original HMRC number :mad::mad::mad::mad:

    Called the original HMRC number and held on for 45 minutes to be told to hold on while they look into it, held on for another 10 minutes for them to come back and say that a specialist team will have to call me within the next 72 hours!

    I think I have spend the £212 that we will save already on the phone bill :eek::eek::eek::eek:
    The only freephone number offered by HMRC is 0800 99 1234 which is the pension credit helpline !!
    They may be able to transfer you from this number
    0845 means even more profits to HMRC ,.... appalling state of affairs
    Try Saynoto0800 for 061 number - if you have inclusive calls - at least no extra profits to HMRC..
  • Doc_N
    Doc_N Posts: 8,545 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    50Twuncle wrote: »
    The only freephone number offered by HMRC is 0800 99 1234 which is the pension credit helpline !!
    They may be able to transfer you from this number
    0845 means even more profits to HMRC ,.... appalling state of affairs
    Try Saynoto0800 for 061 number - if you have inclusive calls - at least no extra profits to HMRC..

    A little unfair, perhaps, given that this is shown on their website:


    Phone

    Telephone: 0300 200 3300
    Textphone: 0300 200 3319
    Outside UK: +44 135 535 9022
    Find out about call charges

    Opening times:

    8am to 8pm, Monday to Friday
    8am to 4pm Saturday

    Closed Sundays and bank holidays

    Best time to call:

    Phone lines are less busy before 10am, Monday to Friday

    Please have your National Insurance number with you when you phone.
  • bigk
    bigk Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    We have not received any invitations to apply, only the reply following on from the expressions of interest application a week or two ago.
    Has anybody else received this latest communication or are they sending emails out in batches?
  • Nothing here either...

    and my email said 'you will be one of the first couples to be invited to apply online.'

    Obviously a big fib...
  • audigex
    audigex Posts: 557 Forumite
    So you wouldn't qualify if one of you was a higher rate taxpayer. Some might argue that's unfair. I don't know.

    And of course you wouldn't qualify if you both earned less than £10,601 because your spouse wouldn't be using their own full tax allowance, let alone being able to make use of yours.

    If one of you is a higher rate taxpayer, you probably aren't in desperate need of £17.60 a month, to be fair.

    Don't get me wrong, I wouldn't turn down a free £212 a year even if I was a millionaire, every little helps and I'd rather have it in my pocket than Georgey Osbourne's, but I can't say £17.60 would make that much difference to my life even though I'm not a higher rate taxpayer.
    "You did not pull yourself up by your bootstraps. You were lucky enough to come of age at a time when housing was cheap, welfare was generous, and inflation was high enough to wipe out any debts you acquired. I’m pleased for you, but please stop being so unbearably smug about it."
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