MSE News: Couples now able to register to shift tax allowance between spouses

benniebert

zygurat789 wrote: »

That's a fine of up to £1,000.
Once you are 69 and 9 months driving licences can be renewed free, but you do need a photo unless you have a passport photo to uplift.
Sometimes it is beneficial to be able to prove who you are.

Thanks
Yes I am aware of the rules relating to renewing a driving licence. However when they brought out the new photo card ones I saw them as a sneaky way of putting people onto a database akin to an Identity Card - something that I don't agree with. The same goes with a passport - far too much information is being kept about people.
Besides, they can't very well fine either of us if they don't have a clue where we live!
As for my wife, she gave up driving at 70 when her licence expired - me I've got just under another 4 years before mine expires.

It just amuses me to think that the government must believe that everybody has a driving licence/passport as well as having a mortgage and/or a credit card.
As I have said earlier, I can transfer her allowance to me through SA when the return goes in in on the 31st Jan 2016.


Ironically I received an email this morning from HMRC reminding me that my 2014/15 SA return is due??? I have until the 31st January 2016 to send it in - a little previous!

cbrown372

benniebert wrote: »

Thanks
Yes I am aware of the rules relating to renewing a driving licence. However when they brought out the new photo card ones I saw them as a sneaky way of putting people onto a database akin to an Identity Card - something that I don't agree with. The same goes with a passport - far too much information is being kept about people.
Besides, they can't very well fine either of us if they don't have a clue where we live!
As for my wife, she gave up driving at 70 when her licence expired - me I've got just under another 4 years before mine expires.

It just amuses me to think that the government must believe that everybody has a driving licence/passport as well as having a mortgage and/or a credit card.
As I have said earlier, I can transfer her allowance to me through SA when the return goes in in on the 31st Jan 2016.


Ironically I received an email this morning from HMRC reminding me that my 2014/15 SA return is due??? I have until the 31st January 2016 to send it in - a little previous!

More nonsense from Andy how do you get your blue badge and motability when your driving license has an old address on it?

https://forums.moneysavingexpert.com/discussion/5187428

benniebert

cbrown372 wrote: »

More nonsense from Andy how do you get your blue badge and motability when your driving license has an old address on it?

https://forums.moneysavingexpert.com/discussion/5187428

If you were clever enough and able to read properly you would see that I own a vehicle privately. It isn't a 'Motability' car - wouldn't have one gift wrapped! What has having a licence with an old address on got to do with being given a Blue Badge? Nothing!


You don't even need to own a car never mind a driving licence to get a Blue Badge - you just have to be virtually unable to walk.
Why do you continually refer to me as 'Andy'?
And just as interesting, do you trawl through this site looking for any posts that I make, then going back through my posting history? If so you do lead a very sad and boring life.

50Twuncle

Why should they require proof of "id and finances" but not proof of the very thing that this is supposed to be all about - Marriage ?
Sounds as if a typical government !!!! up is on the cards

benniebert

50Twuncle wrote: »

Why should they require proof of "id and finances" but not proof of the very thing that this is supposed to be all about - Marriage ?
Sounds as if a typical government !!!! up is on the cards

Maybe because who would want to lie about being married? Maybe its the case that those who are married are more likely to lie and say that they are single?

Doc_N

50Twuncle wrote: »

Why should they require proof of "id and finances" but not proof of the very thing that this is supposed to be all about - Marriage ?
Sounds as if a typical government !!!! up is on the cards

Because the tax system is based on accepting claims as they stand - but (potentially) checking later.

The ID check ("you will need to confirm your identity through the Government's 'Verify' service") is just that - an ID check to ensure that you are who you say you are.

benniebert

Doc_N wrote: »

Because the tax system is based on accepting claims as they stand - but (potentially) checking later.

The ID check ("you will need to confirm your identity through the Government's 'Verify' service") is just that - an ID check to ensure that you are who you say you are.

But in my case not having any of the recognised documents - how do you suppose that I am 'verified'?


Maybe HMRC could simply look to their files and tax returns over the past 50 years and see that I actually do exist?


It's like saying that everything has to be dealt with via a computer - what about those that don't possess such a piece of equipment and don't know how to use one. I could name at least 6 friends that would run a mile if they were told to learn!

molerat

Doc_N wrote: »

Because the tax system is based on accepting claims as they stand - but (potentially) checking later.

The ID check ("you will need to confirm your identity through the Government's 'Verify' service") is just that - an ID check to ensure that you are who you say you are.

It seems to be one of these "new idea so we need to invent some new checks to go with it". HMG/HMRC seem to be quite capable of taking money from my private pensions, allocating parts of my tax allowance to those pensions according to how I asked, issuing me with a government gateway ID to transact business with them, sending me NI records and sending me state pension forecasts both on line and in the post having never "verified" who I am with this new ID tax :mad:

Doc_N

benniebert wrote: »

But in my case not having any of the recognised documents - how do you suppose that I am 'verified'?


Maybe HMRC could simply look to their files and tax returns over the past 50 years and see that I actually do exist?


It's like saying that everything has to be dealt with via a computer - what about those that don't possess such a piece of equipment and don't know how to use one. I could name at least 6 friends that would run a mile if they were told to learn!

The point is, though, surely, that you're using an online portal, so online verification will be needed. How else would they verify ID online?

If you don't have the necessary ID to be validated online, you'll need to do it the hard way unfortunately, and that will presumably involve phone calls and/or letters.

Love the idea of them keeping 50 years of tax returns etc by the way. I think you may find there's very little paper kept these days. Maybe a year or two, maybe nothing at all.

benniebert

molerat wrote: »

It seems to be one of these "new idea so we need to invent some new checks to go with it". HMG/HMRC seem to be quite capable of taking money from my private pensions, allocating parts of my tax allowance to those pensions according to how I asked, issuing me with a government gateway ID to transact business with them, sending me NI records and sending me state pension forecasts both on line and in the post having never "verified" who I am with this new ID tax :mad:

Exactly.


I too have a Government Gateway ID as well an 'unique number' allocated by HMRC. Additionally I don't have any problems with my on line tax returns so why do I have to have another 'ID Check' so that my wife can transfer some of her tax allowances to me? Carry on like this and I can see that in the near future ID cards will have to be held by everyone, despite the government failing to get support for such a move.