We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The Happiness Fund.

194959799100438

Comments

  • bobobski
    bobobski Posts: 771 Forumite
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    Oh dear, I'd give you a hug if I could SW! Do you have ice cream in the house? The one good thing about having an iffy throat is that it's a great excuse for ice cream, which is like a hug when there's no person around to hug you :D
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 14 March 2017 at 2:43PM
    All I have done since this started it eat. lol. I am looking like a round ball at present. lol.

    Deciding what to do today. I might clean my little loo room. It's just a loo and sink and I hardly use it. But it does get full up with the mop bucket etc and it needs a tidy out. I have done stage one and will go back to do another clean in a bit. Throat is not in pain and I can whisper a bit which is good.

    I wish I was rich. There was a program about how people became rich on tv last night. One was a plumber one was a child who won beauty contests in america. They were living in a luxurious way with private planes and all sorts. I don't want to be that rich just enough to have free time and go out and shop without worrying.
    Aiming for a minimal spend 2022
  • I know what you mean SW, I keep saying I wish I could win the lottery ... only thing is I don't buy a ticket so not much chance of that :rotfl:
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 14 March 2017 at 8:56PM
    Me too.

    I haven't bought anything on fleabay for a while. The two pound Monopoly game was a couple of weeks ago from G@mtree. I am cottoning on at last.

    EU court has agreed that people with headscarves could lose jobs. I think I am going to wear a hat as a protest on my first day at work (whenever it is). I don't like headscarves personally but live and let live. It's a slippery slope. How long before they start asking people to wear a star on their arms?

    Do you ever think about retirement Skint Yet Again? I have a part time pension and that's it. If I keep my job (a big 'if' at the moment) then I am facing a salary cut anyway. I am going to have to seriously consider renting a room out for income and saving it I think as I can't think of anything else to raise money. Once the cupboards come down in the spare room I could move all my clothes into one room so I can get the spare room ready. Maybe a project for the summer holidays?

    Has anyone here ever rented a room out? I might have to contact Worried Jim for advice. He was really good at it. He used to work for a takeaway wonder if he knows how to cook Chinese properly? lol

    Right, time to plan for tomorrow.

    3dogs is helping me with a survey. I'm going to dr's & then I am going to do some work from home.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    Done survey. Susan is taking me to town to the drs. Weather has cheered up. hurrah. :j
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,759 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 15 March 2017 at 3:15PM
    Hope you get on ok at the doctors SW.


    I always thought I'd retire at 60 on my part-time work pension and state pension but now I have to work until 68 to get a state pension. :( At least if you rent out a furnished room in your home you can receive up to £7500 tax-free


    Lovely sunny day here too - I'm going to put some washing out now
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 16 March 2017 at 12:20PM
    Hello gang and thank you to the great advice by PM.

    I will definitely consider doing it after the summer when I have sorted my rooms out. I am just waiting to see if I will get better and I hope I can keep my job.

    I have been signed off for another two weeks. I just have to rest my voice. I felt so down yesterday so Susan drove me to the boys and they all really looked after me and cheered me up. I ate them out of house and home and they are still talking to me. lol.

    It is really foggy here. Today:
    [STRIKE]1) sort bins
    [/STRIKE][STRIKE]2) do washing and hang out on line
    [/STRIKE]3) [STRIKE]clean oven door [/STRIKE]- this vanish malarkey is great. First clean in 8 years and it looks much better. Not spotless but much improved. Am gobsmacked. It only took seconds. :j
    4. I have a button I could sew maybe.

    Just purchased a foundation, brand new at a reduced price from fleabay. £12 is great. This is an essential for work. I haven't compromised on MAC yet.


    My life is so exciting isn't it????? lol
    Aiming for a minimal spend 2022
  • Well done on cleaning the oven door SW :T Which product did you use ? The only bit not clean on my oven is the door !


    Sounds like you had a lovely day yesterday, isn't it nice when friends cheer you up x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 16 March 2017 at 4:40PM
    It's Astonish in a pot. It's a pound from poundshop.

    I have been asleep with bad hypo. I think I did too much this morning. I am taking the rest of the day off. lol. Sunshine glorious outside here. :j

    I have been waiting for my switch to take place of my current account but nothing has happened. I hope it has started now I clicked a new button. This current account switching is more difficult than it looks.

    I'm watching Hoarding. OMG>
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    I am not going to get the £125 till next month I don't think. Darn it would have come in useful for paying off my other credit card bill.

    Right no more excess spending. I can justify MAC foundation at a cheap price on ebay and also spending money on one of my dear friends for a meal but that's it. No more eating out. Paying it off on time and early has been really stressful. New me I must be assertive and say no to people.

    The only cinema I am going to now is free pictures with 3dogs and the boys. And no meals out unless they cost under a tenner.
    Aiming for a minimal spend 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.