The Happiness Fund.

Aesop

well done on Halifax money.

Binoculars sound good for the garden, I hope you use them and take advantage of the view of the birds. It must be really nice.

well done on savings. you are doing well.

savingwannabe

Hello dearest Aesop, How are you? 3Dogs, Andy, Steve and myself are going to your home town on 5th April. Are you free? Just in case anyone thinks I am rich. 3dogs always gets a v good deal on railway tickets and this weekend is my summer holiday! No fancy stuff for me. I am planning to spend £50-70 max and that is it.

So far this kitchen fund is going well. I have also been paying for some work in my garage and kitchen (broken washing machine and leaky pipes under sink from before Christmas) and I am trying to pay for it out of my own money rather than raiding mortgage overpayments.

In the summer hols I will be doing surveys with a vengeance, when I was last on here a few years ago following your suggestions and 3Dogs' I raised enough money to order items from Amazon for Christmas pressies.

I am so fortunate to have kind helpers advice I really do feel I am saving some money.

My friend is also going to start taking me to car boots in a few weeks so I shall look forward to that instead of treating myself on ebay.
The sun is shining. I am washing clothes like there is no tomorrow.:j Marking awaits however:(

Still only one week and two days till payday!!!!:rotfl:I am nowhere near being overdrawn. I have forgotten that feeling hurrah.

savingwannabe

Just transferred £50 into kitchen fund and £50 into Christmas fund and £25 into mortgage fund.

Now how do I stop myself accessing the kitchen fund except when I need it for my kitchen? Decisions, decisions.....

Still it's nice to have to decide where to put money rather than where to find it!!!!!;)

Upsidedown_Bear

savingwannabe wrote: »

Just transferred £50 into kitchen fund and £50 into Christmas fund and £25 into mortgage fund.


Now how do I stop myself accessing the kitchen fund except when I need it for my kitchen?

Just tell yourself Daniel will be very unhappy if you do :cool: You don't want him to be sad do you?

Well done :j

savingwannabe

Hugs, so happy. We are on the way. This might pay for some drawer handles or something. Still it's a start.


I love Daniel Craig...I love Daniel Craig. ..I wonder what his kitchen looks like? (Trying not to sound like a stalker!!)

Upsidedown_Bear

No idea if this is his actual kitchen but I though you'd like the picture

savingwannabe

Why bless you Madame Upsidedown Bear! I am having hysterics here. :rotfl::rotfl::rotfl:


He has more positions than a top of the pops cameraman. The mind truly boggles.:o


Just heard that CPI inflation was 0%. OMG. I think it's deflation :(but the Chancellor is trying to claim all this is expected!

savingwannabe

The weekend at last. Bad news being announced at work. Redundancies are being announced and lots of cost cutting. Even if I keep my job I will face a cut in salary. I shall hear more in the next few weeks.

I need to make sure I save enough and don't waste money.

I had a lovely chat with a work colleague that went on a holiday of a lifetime last year and she showed me the most stunning photographs. Luckily I did quite a bit of travelling during my twenties and early thirties so I didn't feel left out. I think that one day I will have a foreign holiday but it is essential that I build up a safety net for the next few years as I don't know what is going to happen in this economy.

It's a bit of a grim time unless you are very fortunate we just have to hang in there I suppose. Having said that I can hardly bleat about poverty as I have a nice house and 2 tvs and a computer and a mobile phone I am not exactly destitute.

Some careful planning is in order and I am sure I can get through this. The economy will improve eventually and things will turn around soon enough.

Upsidedown_Bear

to the news from work.

Yes - sounds like some planning and saving is the best thing you can do now. A safety net is really important.

Hope you have a nice weekend

savingwannabe

Hello petal, it's fine we have been waiting for this for a long time.


I am still pretty happy. I have £5 left for food shopping and I will plan it well!I have 2 full days off. Weather isn't going to be fab though! I will tidy housey and go for walks and chat to all my friends and catch up with tv.


And hurrah payday in a few days!