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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 25 November 2021 at 7:54PM
    I dont think they can do anything really. I will learn my lesson and not ever do this again when i am tired. I bid on a perfume and have won it, costing £16 i can wear it in the house. I didnt really need it but bid on it and it was sooo cheap. It will cheer me up and is a treat for a birthday this week. Now i have £2 left of spending money. lol. Two working days till payday. Hurrah. 
    Aiming for a minimal spend 2022
  • You need to step away from window shopping 2 weeks before payday, just to make sure you comfortably get through the month.

    Roll on payday 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I thought it was my new favourite coconut DKNY but it wasnt, I cant believe i bid on it. I just click as so tired no more internet shopping when bored. 
    Aiming for a minimal spend 2022
  • Hope you have/had a lovely birthday sw 🎁 🥳 🎂 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ohh no if its not the one you wanted can you try to sell on?

    Pay day very soon for you 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 26 November 2021 at 8:38PM
    Thank you Skinty and everyone, I ate lots of chocolate and marked!!!! lol.

    I had a good day at work receiving a thank you card and present from a student. How kind is that? I had another inspection today and it went well apart from one crackers student but i laughed about that on the way home as they are bonkers sometimes.

    I am v worried that Clint@n cards is going to disappear soon as they are closing shops left right and centre so i have ordered 4 boxes of my fave cards just in case they disappear as i love their cards, and two calendars for £32 which is a total bargain and my only bit of Black Friday spending. I am taking this from my Christmas Fund which is pretty ample. 

    It is the weekend. Time to rest in front of telly. Hurrah I am taking tonight off. 
    Aiming for a minimal spend 2022
  • They have a website, therefore you can still buy from them.
    Very nice gesture from the student.
    Chocolate was well deserved and hopefully it made marking easier!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 26 November 2021 at 8:54PM
    I am worried they might disappear from online too, their range of my favourite cards has really been cut. 
    I am so happy it is the weekend. I have 6 lessons to write then rest and one hour of marking every day next week. 

    Payday is Monday at midnight. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 26 November 2021 at 9:16PM
    They went into administration before in 2012 & 2019 but were bought out. Hopefully it won’t happen again SW. Glad you got a supply of your faves  
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I fell asleep with the computer on last night. Zonked out on sofa, i cannot wait till Christmas only 3 weeks till hols.

    It is v stormy out there this morning. It is sooo windy. I have a fair bit of work to do, prescriptions to collect, much housework to do as well as the usual lessons to write.  

    Rather than paying £81 for a monthly train ticket this month  i am buying weekly tickets for £66.
    Aiming for a minimal spend 2022
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