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The Happiness Fund.

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,511 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 16 July 2020 at 4:01PM
    Oh No horrible tummy bug 🤢hope you feel better soon. 

    If the £38 is a late payment Fee ? could you try ringing them & explaining what’s happened. I did this & my bank waived the fee & confirmed it would not go on my credit report. 

    Edit - just saw this in the MSE weekly email & thought of you 😊

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope you feel better soon, the fresh air will do you some good.
    Yikes to the scary letter and your spending isn't too bad for necessary items!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 16 July 2020 at 8:25PM
    Bless you both, I just ate some proper food and so far no funny gargling in my tummy so hopefully it is over!!!! All is good after many hours of rest. With regard to the credit card, I spoke to a machine and just paid the money it was easier for me, switching bank accounts has downsides as I am too busy. Also I should have realised I used this card and I forgot as work has been so manic.

    Skinty that driving test thing looks great! Thank you. 

    Never mind tomorrow is another day and all that. I am hoping much work will be done tomorrow then I can have a bit of a break from work. I have so many jobs that need doing.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It is gorgeous and sunny here. I might water the garden then do some work. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Enjoy the sun and garden time, don't work too hard!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I have done most of my work. Then I sorted out some direct debits. I am going to enjoy the rest of the weekend. I have painted 1/7 fence panels on the left hand side, I am hoping to do this by teh end of the weekend. There are 16 on the right hand side, then the entrance and front garden area which I will do over the rest of the summer. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,511 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    That sounds like a lot of hard work SW 😳 I’d rather be sat on your swing with my feet up sipping a pimms 🍹☺️
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Remember to pace yourself with the fence.
    I'm glad you managed to get most of your work done and can enjoy the weekend 🌞
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    • I only did once fence panel today and will pace myself over the weekend slowly. slowly over the rest of the holiday. Luckily the house is v minimalist now so there is not so much to do. Tummy is cramping again so I had toast and will be eating crackers tomorrow till it goes. It will keep my food costs down anyway!!!! My hols should have begun weeks ago but due to  the coronavirus i have still been doing work full time unpaid you have to laugh. There is still some work to do but I am waiting for it to be given to me so i am going to start my holiday till i hear otherwise. 
    • Jobs for rest of summer
    • Paint fence panels in back garden left hand side 1/7
    • Paint fence panels in right hand side 0/16
    • Paint fence panels in entrance to garden and door
    • Paint fence panels in front garden
    • Clean hallway mat
    • Tidy 3 kitchen cupboards
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,511 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 17 July 2020 at 7:13PM
    Good luck with your list SW. There is some rain forecast on Sunday for the south so we can do indoor jobs. Hope your tummy settles and you feel better soon. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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