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The Happiness Fund.

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Comments

  • Oh SW you are naughty :rotfl:


    Does the £10 saved on taxi fares cover the fleabay spending ?
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I know Skinty :o but I am a well dressed naughty now:rotfl::rotfl:
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 22 April 2018 at 11:40AM
    ~There was a huge lightning storm last night and plenty of rain so I don't think I will be mowing the grass as it's soaked.

    I have been working from home this morning. But the weather is so glorious I don't mind. Hopefully it wont take long. I'm going to chill and enjoy the weather.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 23 April 2018 at 7:43PM
    Ive been for a medical appointment, weeded and fed the garden (I have so many weeds in a huge lawn), washed and line dried some clothes. I have a little work to do and then I am going to have a nice sleep.

    Roll on this time next week as it's payday. Paypal have sent me a £5 voucher. I didn't think it was genuine but it is. I bought two lipglosses and it cost me 98p. Thank you paypal.

    Including postage (which seems really expensive) I have spent £106.34 on ebay this month. I bought Julien MacDonald placemats, 2 Autograph blouses, spare little shoulder bag, make up bag both of which I didn't need(why????), Clinique lip stick, 2 l'oreal lip gloss, homedics microdermabrasion machine. Blimey that's bad. It's all accounted for in my spending budget and I can pay for all of it but really I do need to go back to basics.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 23 April 2018 at 8:13PM
    I have been STUPID. This really does deserve it's own post. I withdrew cash from cash machine twice (TWICE) and without thinking I used my credit card (as it looks so similar to the debit card) when I had the money in my debit card account. For the first time in my life I have been charged two cash withdrawal fees of £3. How daft could I be?????

    OMG. From now on I am only taking my debit card out with me. I can't believe I put the wrong card in. They do look so alike. FRUGAL FAIL. I suppose the paypal £5 voucher cancels it out and I didn't have to pay taxi fare to the supermarket which saved £10 so it's not that bad in the grand scheme of things.

    PENANCE - Next month no spending on fleabay and I can only spend £10 a week on fun. I will buy food as usual and I am not doing any other spending.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I spent 60p on tea today. Please let the rest of the week be ok. Roll on rent payment from lodger tomorrow and payday on Monday.

    Only two more wages till the summer holiday. Hurrah.
    Aiming for a minimal spend 2022
  • At least it was only £6 charge on the cash withdrawal fee. Good luck with the "May no fleabay"
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hello Skinty, I'm blooming mortified. I will never do that again. Am doing some admin tonight.

    Ive put in a request to see if I can increase my hours a little next year. I don't want to do as much as I used to do so but a little extra is worth a try so I can not have to watch the pennies so carefully. If you don't ask you don't get is my motto. :money::money:
    Aiming for a minimal spend 2022
  • So long as the extra hours are not at the expense of your health SW. x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It will only be an hour extra a week I think. I reckon I could cope with that. They might turn me down though. Boss said they would seriously consider it when allocating work for next year though.

    ?????? We shall see. I just want to up my savings a bit more as work is making everyone redundant before they are of pensionable age and they are all struggling to find work. If I can save some extra I will be protected as I don't trust them an inch any more. There is just no such thing as a job for life anymore. V sad.
    Aiming for a minimal spend 2022
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