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The Happiness Fund.
Comments
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I went in to work and the day went well. I have no intention of being sick again or I will get a disciplinary. So I have to stay healthy for the next year and increase my savings to protect me.
The plasterer just finished. He has done a good job and tidied up after himself. There hasn't been any rain yet but it is v cloudy. I will be keeping the windows open in that room so the walls and ceiling dry asap.
Payday two working days as I have tomorrow off!!!!Aiming for a minimal spend 20220 -
Sounds like a great day SW
Don't forget its a bank holiday on Monday too !!!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I know hurray! I am going to leave my garden furniture painting till then as it should be dry by then hopefully.
I think I will do a food shop tomorrow and chuck out some old stuff ive had in freezer for ages on bin day. It's things my mum bought whoopsied that ive never eaten.
Huge clouds in sky. Ghostbusters weather.
It's 8.45pm and raining and I think I heard thunder. I've shut the downstairs window and put the dehumidifier on as I don't want rain coming in through the windows. Quite exciting.Aiming for a minimal spend 20220 -
It is freezing but sunny at the moment:j. I walked to the supermarket and including taxi fare back I spent £38.00.
Builder is doing some work on garage for me. I'm going to sleep. Will cook a curry later and make sarnies for tomorrow.Aiming for a minimal spend 20220 -
It sounds like you had some interesting weather last night
Nothing out of the ordinary here just a cold wind and no sign of any snow !!
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Ive got the windows open downstairs to air dry the plaster. It's cold. I am going to sleep for a bit then I will find something to do! I had a lazy day I washed up, raked the dead moss in the garden, helped the builder and made lots of cups of tea and threw out £5 of unwanted food which I'd bought at whoopsied prices last week. I still can't do this using everything up malarkey. How do people do it?
Am feeling really chipper about the house. Despite the snow sleet etc that was forecast it has stayed sunny, windy but cold all day!!!
I just saw an ad (7pm) on Gumtree for cd albums some of which I sold when I was raising the funds for my kitchen about 6? years ago. I have just paid £10 for 13 albums using money left over from plasterer - the building fund (which I saved for from my mortgage fund). It's so funny I had to walk to local corner shop and the guy met me there and try not to look suspicious whilst we swapped cash for the cds. He was too posh for a dealer! lol I will pay back the ten pounds on Friday when I am paid. Although I was ill for a few hours it has been a great day overall.Aiming for a minimal spend 20220 -
I have done my morning session at work and promised to sit in on an important meeting this afternoon so I will pop back.
After chatting to my work friends, and real life friends I think to safeguard my job I am going to reduce my work hours. I think this will mean a wage cut of about £4000 but I might have to as I daren't risk any more sick leave. It's better to have a good job than no job!
I am happy with it and will find ways of cutting my costs further including possibly renting out a room. I am sure it will work. It will mean that my health improves so my illnesses will be less likely to occur and also not be so long lasting.
Just think of the gardening, the cooking, the whoopsying!, the learning on MSE. I have to put my health first.Aiming for a minimal spend 20220 -
Big decision SW, but it sounds like you have thought it through and decided it will be the best move for you healthwise and that's what's important, if you can afford it that's even better.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
It only popped into my head at work today. But I think I made the right decision. I feel better now. :jAiming for a minimal spend 20220
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Work was fine. I am going to do washing up and sort out my curtains.
Am dying to move some furniture back in the bedroom but I can't till the room is painted over the weekend. It is too cold to mow the grass.Aiming for a minimal spend 20220
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