We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Endurance Lends Itself To Enjoyment

Options
1107108110112113993

Comments

  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    tigerwhite wrote: »
    Good for you. My brother totally overpays his mortgage each month (but barely has savings). I always give him advice to not overpay so much, and put some away instead. If he ever came out of work, i doubt the bank would be fussed if he'd overpaid for years but couldn't pay his monthly installment, as opposed to him being able to rely on savings.

    I don't overpay, I put my savings into a peer to peer lender with 6% interest :D

    When times were really good we overpaid our mortgage by double.
    Our lender was fantastic when we hit hard times, we'd built up an over payment we could put towards future payments and went almost a year and a half with not paying :j
    Guess we got lucky (fair few years back now) as I assume lenders don't let you do that now.
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Afternoon All,

    5 mins sit down before deciding where to start!

    Had to go to work today even though it's half term!!!!! (New Head). Got lots done as no kids.......will need to go in again tomorrow, but will be worth it to get straight for next week.

    Was hoping to be playing lots of glitching games this week, but seems a bit quiet. Bought 18 months worth of cat food in Morries yesterday. Used £30 M&M vouchers and £5 off £40. Paid £8 and got £7 back in points. Happy with that until OH pointed out that the food may outlast the cat!!!!!!

    Hmmmm. Garden, declutter or stuff to the Charity Shop?..........Cya later.

    HE x
    In a world where you can be anything, be kind. (Caroline Flack)
    We have more in common than that which divides us. (Jo Cox)
  • Good afternoon:wave:

    Been busy catching up on my to do list...it never seems to get shorter:p
    Cooker & hob cleaned
    2 loads of washing done, dried outside:j and put away
    Down stairs windows cleaned
    Paper pile shredded and sorted:j

    Then bobed to @ for a couple of cash back bits, nothing exciting but may help someone:)
    0.38 x ASDA Carrots by Weight per kg £0.28 £0.28
    0.88 x ASDA Swede by Weight per kg £0.85 N/A
    1 x ASDA British Semi Skimmed Milk 4 Pints (2.27L) £0.89 £1.00 :) shopit
    1 x Phileas Fogg Mexican Taco Rolls - Sour Cream & Oni... £1.00 £0.99:) c/snap
    1 x Cathedral City Mature Cheddar (350g) £1.97 £2.00:) shopit
    1 x Warburtons Sliced Danish White Bread (400g) £0.79 £0.75
    1 x Seabrook Straight Cut Crisps - Sea Salted (6x25g) £1.00 £0.85
    1 x Seabrook Straight Cut Crisps - Cheese & Onion (6x2... £1.00 £0.85
    1 x ASDA Smartprice Yorkshire Puddings (15 per pack - ... £0.49 £0.49
    1 x ASDA Chosen by You Crumpets (9) £0.56 £1.00:eek:
    1 x Comfort Creations Fabric Conditioner Honeysuckle &...£2.00. £1.50 (dailymail £1 moc)
    Thanks to Chrisv:)


    Bought Seabrooks for c/snap but realised it was only buy in t or s ... Ooops
  • silvercar
    silvercar Posts: 49,566 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    dipdap wrote: »
    Site builder told us the bathroom ones would be easy to do retrospectively as they can go in from the loft downwards. Kitchen much harder so I'm debating splashing out on the 9 needed for there (would still be expensive :mad: )

    Ours are convertor units, so will fit in the kitchen ceiling from below; hopefully without making a mess.
    Here I am :)
    Went on market 5th I think of Jan. Our agent is a joke! We havent had one viewing yet, agent says we are overpriced.
    They priced it !!!!!
    We've been suckered by them. They put some picture in that made us not look great ( scaffolding on the block), they could have left that out and I had to rewrite the specs of our sale. Not even got a 'for sale' sign put up.
    They didn't even put basics of central heating and double glazing in?
    They have 'suggested' we lower the price by £30.000, I've sugged that we don't sell with them even if they have an offer.
    We are tied in for 12 wks from 5th Jan. After that we will look again with more savvy than this time .............. I hope.
    LL


    That is really bad, I'm near to London and properties are selling within a week at full asking price.

    I never used any cables, just put the cd in and followed the instructions :cool:

    Took me ages to work out which button to press on my router though :o

    I didn't have to touch the router, set up was on the printer itself.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • emerald21
    emerald21 Posts: 11,349 Forumite
    Part of the Furniture 10,000 Posts Photogenic
    Well I've got my dazzling smile back now thank goodness and didn t even need an injection :D
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,470 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Results from a shop earlier- I also bought two x 24 cans of diet coke which do not appear on the apg

    V waities


    0.86 x ASDA Bananas by Weight per kg £0.58 N/A

    1 x ASDA British Semi Skimmed Milk 4 Pints (2.27L) £0.89 £1.00

    1 x The Happy Egg Co. Free Range Large Eggs (6) £0.97 N/A

    2 x ASDA Chosen by You Hot Cross Buns (6) £1.00 N/A

    1 x Felix Meat Selection in Gravy - Pouch (12x100g) £3.50 £3.50

    1 x ASDA Extra Special Buttery Marabel Baking Potatoes... £2.00 N/A

    1 x ASDA Broccoli (335g) £0.49 N/A

    2 x ASDA Smartprice Sponge Scourers (8) £0.80 N/A




    V morries -

    +£1.64

    0.86 x ASDA Bananas by Weight per kg £0.58 £0.58

    1 x ASDA British Semi Skimmed Milk 4 Pints (2.27L) £0.89 £1.00

    1 x The Happy Egg Co. Free Range Large Eggs (6) £0.97 £2.00

    2 x ASDA Chosen by You Hot Cross Buns (6) £1.00 £1.50

    1 x Felix Meat Selection in Gravy - Pouch (12x100g) £3.50 £3.50

    1 x ASDA Extra Special Buttery Marabel Baking Potatoes... £2.00 N/A

    1 x ASDA Broccoli (335g) £0.49 £0.49

    2 x ASDA Smartprice Sponge Scourers (8) £0.80 N/A
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • Hi guys, can anyone reccommend a decent health grill please...
    I go through these like 2 a year for some reason!

    I need it to be big enough for 5-7 and would really prefer it had a temperature control on it, i have had my eye on the Tefal Optigril but after seeing the actual product in Tosco, i have changed my mind as it is only smallish.
    tia

    Do you mean like a george foreman grill that drains the fat and leaves you with a piece of tasteless rubber ?
  • Do you mean like a george foreman grill that drains the fat and leaves you with a piece of tasteless rubber ?

    I just burst into laughter at that one CoT.. :rotfl::D

    right, I'm off to wash up all the cups that the lazy scrotes left behind on FRIDAY!! dirty gerties...:o
    Tiger :cool:
    I'm a body double for Claudia Schiffer and i wont get out of bed for less than [STRIKE]£10k per day[/STRIKE] a 1p find
  • rhosynbach wrote: »


    was it Rhydyclafdy, just outside Pwllheli if so my mum lives there, :D lovely village with a sad origin:D we are much more rural only a dozen houses in my village, it is a fab area and we are lucky the boys espeacily make the most of the sea and mountains. we are on anglesey most weeks its a great place espeacily newborough forest with the red squirrels.:cool:

    Yep, that's the place. Not a lot there but a good base, we rented a very basic cottage for two weeks and were really lucky with the weather. For many years now we have been for a week on Holy Island, near Holyhead which is a similar area. We still have the foreign holidays but the 'kids' (3 in their 30's!) still like the family holiday in Wales. We always have a day in Caernarvon when we are there so still not far from you.

    ChelseaFred:)
  • nairny54
    nairny54 Posts: 444 Forumite
    Part of the Furniture Combo Breaker
    E vouchers are trickling in folks I got 4p so far lol x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.