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Time to step up to the plate..
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Well done on the Half...glad the weather was warm for you all and hear you and lots of music to cheer you on your way!
Fingers crossed for contract extensions and promotions xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Thank you there was so much support round the course, it was fantastic! And thank you for the fingers crossed! xx LBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
Good luck for your interview I'm sure you'll ace it xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thank you Abba and Brizzle, your fingers crossed must have worked, I got the job!! Probably a phased pay rise, bit now and a bit more in 6 months. But it all sounds very promising!! Having a G&T to celebrate LBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
I'll be the first to say congratulations!!!Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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Hi!! And thank you!!LBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
Woo hoo congrats on the new job that's fantastic news xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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well it's been a while.. madly busy with new job, and various bits and pieces at home, but the day-to-day business of getting the debt down has not stopped. It's definitely slower now that DH's job is not a permanent one, as I'm having to build up my EF to cover us if it is not extended. But it is still going down, thank goodness. Updated numbers in my signature. The total overall (joint) debt is coming down too and now sits at £6600.
I'm trying to get into the habit of meal planning - better for my waistline and the budget - but it seems to be hard enough to set aside the time to plan it, never mind buy it in time :eek: must try harder!
Hope everyone is ok? xxLBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
*slinks in quietly*
It's been ages.. DH's job is still not permanent, although the contract was extended. He's still not really looking for anything else 
and only looks for jobs when I nag him. Sigh.
Debt busting is still ongoing.. much slower these days though. I've had to dip into the EF this month as DH - at very short notice - said he was paying £700 less into the joint account. He has his own debts to pay, but it was very frosty here for a few days...
So the plan continues to be, meal planning, selling what we can, being careful where we can. I've got an expensive month coming up, some of it budgeted for and some of it not, so I've got to keep on top of it. Wish me luck!LBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
Hello :hello:
Glad your back....... sounds like you need to smack hubby up th back of the head lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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