Turning 32, time to get it together!

savingwannabe

Well done Brallaqueen, a bonus, extra for savings and paying off your debt!!!!
V inspirational!:j

Brallaqueen

Hmm, internet service has increased to 30.13 per month. I knew this was coming but didn't do anything. Hmmm.

Anyway, most bills have been paid on first of the month. I will be receiving Darling Chappie's monthly contribution tomorrow and thanks to 10 months council tax I have a bit of excess cash to play with.

Still can't decide whether I stick the leftover funds into the regular saver, or not. Decisions, decisions. If nothing else, doing all this has opened DC eyes to finances a little more.

It is our first year anniversary this weekend so will want to splash a little cash then on a token gift and a meal out. We have set a £10 token gift limit and will be going to the delightful pub we visited on our first date, so small spends but a lot of emotion attached.

littlemiss_pretty

Well done on your money saving journey Brallaqueen, interesting name by the way. I am turning 32 In 3 months time :eek: and not anywhere near on housing ladder yet So i am saving up like mad too without making too many cut backs. I will be reading your diary with interest.

Good Luck

Brallaqueen

Oh for the love of Christ! Got home yesterday to find a leak under the kitchen sink and today the shelf has completely dropped and pulled the pipes out. Kitchen sink, washing machine and dishwasher are all out of commission because the bloody shelf is stuck in the way and I can't get to the pipes to plug them back together.

Am rather peeved right now. I guess this is what savings are for but so soon? I've only just built them up!

savingwannabe

So sorry this has happened but you are a clever person mrs! as you have saved. :money:You are in the small exclusive minority of the population that could afford to get them sorted. Most people would panic and you have a fund already so well done you.


Something like this happened to me over xmas. Drove me nuts!!!!:mad:

bugslet

Oh Bu88er! It wasn't so bad, but I had a leak under my bathroom basin and fixed it with the help of youtube!

If not, as savingwannabe says, you now have some emergency money, which you wouldn't have had before. The plan is working!

Brallaqueen

Bugslet and savingswannabe you are a pair of life savers. Thanks to your support and encouragement the chappie, my brother and I effected semi-decent bodge jobs to the under sink pipes and fingers crossed they will hold for now. Youtube, sealant gun, PTFE tape and brute force came to £20 all in. I've also stuck a big bowl under to catch any drips.
It is only an interim thing but we are reading up on plumbing and reckon we can rejig the Rube Goldberg mess into something a bit more streamlined. The fun part was getting the shelf out with only a drill (I left that to the lads, my kitchen is only so big).

Brallaqueen

Well, it is tail day and I have just stuffed £324.00 into savings. I need to double check my figs to be sure everything has come out as it should have? Because that is an unusually high amount. That said, I had just one birthday this month and have four in April! Won't be saving quite that much I can assure you!

On a less positive note, the change pot got subsumed into my daily spends which is a bad thing to have done but a good lesson - next time I must do what I plan to do straight a way and not dally.

I opened a HBOS vantage in the end, it was simpler as it did not need any DDs set up and I can just transfer on line no problems.

Well, sig updated as of now and payday tomorrow so it will be time to do the money dance. Things are progressing!

savingwannabe

Excellent news on the savings front. Well done on fixing the leaks. V ingenious.


I just opened a savings account and they gave me £125! Free money. Blimey. feel amazed!

Brallaqueen

Savingwanabe, high five on being paid to open an account. That's really savvy of you and I bet it feels good!

Well, money dance complete for now and paid another chunk off the credit card. SIG updated so as of today:

Emergency savings:£2528.95
0% Credit card: £338.05