Diary Mortgage Free Road To Change My Life

Firegirl

Oh lots of eBay listings going on- good luck everyone

A_Frayed_Knot

Luckyinlife wrote: »

Ya i normally do 30 days buy it now myself iv got 20 free auctions tho so may give that a go with some items

Seems to be unlimited listings for the month of January, some said it may stop at 100 listings, but didn't for me. I have a huge amount listed:D

Luckyinlife

Start the week off right with a £30 OP :] from some ebay sales over weekend

Had a busy day today shopping,see accountant,work,family,send parcels, 2 parcels delivered

I need to order from ikea but theres a £35 delivery charge and a week and few days wait whats this all about lol

Firegirl

Brilliant getting £30 from eBay sales!

Luckyinlife

Thanks fire :]

Was talking to a friend today about assets and what we actually own ect which made me think

So After taking my cash,house,car,and few expensive stuff i have my asset sheet looks like this

Personal Balance Sheet Summary
Total assets (things you own)........... 138,500
Total HP & Secured debt................. -64,800
Total Unsecured debt.................... -0
Net Assets.............................. 73,700

im 28 now so would love to get my net asset value over 90k by the time im 30 in a year and half would bring me some extra job

ohh the big 30 i feel old ish haha

Luckyinlife

Just been a work day today so got a load done

need to put some shelves up and find another desk for my office/computer room

Got my first proper gas/electric bill coming in a week or 2 so am wondering how much i use just out of interest so i can budget for this for future reference

listed another 4 items on ebay today as well

Man flu has gone happy days

Looking around for a builder now who can give me a quote on the garage i want so few things to get sorted

A_Frayed_Knot

So, you actually work sometimes then?:rotfl: Could say the same for me - I'm going back Tuesday after a very long spell off:(

Sounds like its back to business, with all the lists to do and been done.:T


Great your "man flu" has gone.:cool:

shangaijimmy

For gas and electric I got caught out many moons ago with underpaying, which then restricted me being able to switch due to the amount owed (when we bought the house we mega stretched ourselves, foolish in hindsight and we wouldn't have gotten it through on current regulations). I now submit readings on the 1st of every month and the bill adjusts accordingly. It took a few months to get into the habit, but i now tag it onto my 1st of the month mortgage accounts posting on my diary, and I'd never forget that day!!

Man flu is a recognised if threatening illness I heard... So you've done well to recover fully intact...

Luckyinlife

hehe ya i feel like that sometimes AFK been back to normal this week work wise and should be back into the groove next week as normal :]

Aww youll be ok get to see people agine hehe

Shang ya i thought of this as well it will probably give me a really low bill as its estimated.
so i just out of interest am going to see what it is and then input the details online after i get the bill just to keep ontop of it :]

Been sunny here 2 days in a row now conservatory is upto 18/20 deg unheard of been 8 for weeks

won £5 on a scratch cards from £2 just another 10000 of them and i be sorted

Luckyinlife

Been 4 days since i took any money from account not really nsd days as iv but still been a while since i done that haha

Ds hair cut , town , toy r us for a look today and chill me thinks :]

Need to get a new small desk for the attic today to along with some shelving

And need to get listing on ebay later

I ordered some sketchers for DS a week ago with my voucher i had from amazon only £15 inc del normally £20-25 they came today from Germany no wonder it took so long lol

Hope you guys have a great weekend