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Diary Mortgage Free Road To Change My Life
Comments
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Luckyinlife wrote: »Share the bill with the Wife or Husband haha
:eek::rotfl:
As i am single this does rule me out haha but least i get the remote hey haha:p
:rotfl:
Just you wait until your DS rules the remote...or do you plan to make him pay half
Now there's an idea... *pocket money minus half tv license cost = ooh, that's doable* :rotfl: I've already said Sky is going once he goes to Uni as I don't watch it.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Ohh you spoil DS with sky sports I love sports myself and manage without sky sports my old man has sky sports and pays for his package over £100 a month for movies ect
Sky sports was an extra £30 i think this isnt a lot really if he watches it a lot you know so worth it if it keeps him busy we all got to have interests in life :]
Ill keep mine at 29.99 haha
Instead of taking money of DS ill be spending it on x-mas stuff priceless tho wouldn't change it for the world :]
I may even treat my mortgage to x-mas pressie this year with a OP hahaMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Not the Sports bit, no...just the family package, discounted 12 month deal at £14.75 a month after negotiations
Definitely treat your mortgage to an OP (and DS!) for Christmas...last year I sent the mortgage a Christmas bonus on top of an OP - not sure it'll be doable this year as new office I saw Saturday is moving forward slowly and will eat up some personal money but I'll give it a good goBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Ohh that's great :]
Ya All we can do is try isn't it i do enjoy trying tho makes everything lot more exciting for me hahaMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Luckyinlife wrote: »Thanks SLM :] iv always been selling on ebay for the last 10 years owned 2 shops on there in my teens
Ordered virgin internet tv and phone £29.99 a month
£40 instant cashback + £100 voucher for amazon:money:
Looked at loads of packages this was best suited to me for my needs as i need a fast internet for work
My Monthly outgoings iv tryed to keep at a min
So for
Mortgage
Mobile
Council tax
Virgin tv internet phone
car insurance
GYM
dentist
All comes to £498 :j This is for direct debits
Gas and electric will be around £50 a month i guess but i wont know till im living there they are currently less than £10 a month
That's really cheap especially when it includes mortgageHOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
I love my sports - but I've settled with Now TV after being a long term Skysports subscriber. I got to the point where I would only pick certain games, such as big football clashes, and buy the day pass. Assuming I didn't do it too often (once a month ish) then it worked out cheaper.Mortgage free target: 2030
Emergency Fund: [STRIKE]£3,000[/STRIKE]/£3,000 (Met: Nov 15)
Mortgage LTV (Oct 15): 73.5%, Last Overpayment: £00 -
That's really cheap especially when it includes mortgage
Ya thanks I could trim 30-40 off that without gym and cheaper car insurance but antill i build a garage im ill keep the gym
Just try to keep it manageable so i can save/OPMFWKid
I love my sports - but I've settled with Now TV after being a long term Skysports subscriber. I got to the point where I would only pick certain games, such as big football clashes, and buy the day pass. Assuming I didn't do it too often (once a month ish) then it worked out cheaper.
Mortgage free target: 2030
Thats great i guess i haven't had skysports now for 5 years + so what you dont have you never miss really :]
Watching location location location tonight first time buyer couples buying 350k + property's in London so small for that kind of money its unreal
All relevant i know but so crazy glad i live where i doMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Op of £42 Out of personal spending money
Carpet was put down in the attic today to :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Fireplace for the front room ordered Delivery end of this month Managed to get it on interest free for 3 months and got it for a fantastic price of £390
Been looking at this one for the last 3 months and cheapest i found it before was £430-£450
Best thing is thats Everything bought now :beer::beer:
Time to work pay bills OP and chill for x-mas :j:jMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Very smart - like that alot and another bargain :T
Relax and enjoy all your hard work over Christmas - you've done amazingly well :beer:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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