Diary Mortgage Free Road To Change My Life

Luckyinlife

Thanks for the kind words ali :] means a lot

Ya this is the only fireplace i liked under £500 the rest where well over £800-900 and id only pay that for a log burner lol

:]

Luckyinlife

Happy Friday guys :]

Bought myself 3 phones at a bargain price of 17.99 now gone back upto £38

The beading was finished on my wood floor last night guy didn't show up till 8pm and was there till 10 doing it nightmare

Iv got some change in a pot i need to count and use it to OP :] I shall count that later and see how much it is :]

Firegirl

Hope you money pot comes up trumps!!!

velocity_girl

Luckyinlife so impressed not just with your OPing etc, but especially with how efficient/organised you've been with the house, well done! You've done miles more in a few months than I've done in two plus years here... :rotfl:

Luckyinlife

What a wet day it is today

Managed to coin my change pot and it was £140 didn't bother counting the 10p 5p and 1s and 2s lol leave them till it builds up agine

I will try get this banked next week sometime And Op

Better off off the mortgage as it will save me close to £100 in interest

Sofas are being delivered next Thursday as well :] wooooo

shangaijimmy

change pots are amazing!! especially when i raid Mrs SJ's purse and car!!

mortgage_girl

Luckyinlife wrote: »

Managed to coin my change pot and it was £140 didn't bother counting the 10p 5p and 1s and 2s lol leave them till it builds up agine

Congrats on your change pot stash, Lucky! :beer:
MGx

Luckyinlife

Thought id do a few Targets for myself before the new year

Currently i am at

EF- 15k
Mortgage balance off £66599 ( slightly less than this due to Op this month so far but i will update end the end of each month :] )

Target before 2016

EF - 16k ( Got to try right ? :])
Mortgage balance to be under 65k

Long term goal
My end free MF date is 2025 10 years Which is a min OP each month of around £350 If i can pay more

My assets look good now

House vaule around 110k
Car worth around 5k Payed for
Other Valuable assets around 5-6k

No debt bar the mortgage :] only this time last year i was in 10k of debt how a year can change your life if you work hard (story for another day)

shangaijimmy

Thats fantastic rewards for a years work, and i for one will enjoy the story when the day arrives!

Luckyinlife

Thank you shang :] kind words

I was just Checking my amazon purchases have been taken out of my account and seen that 1 of my low easy access accounts had payed me interest of £92.77

So i checked and turns out its a year old so payed the interest :] money goes in and out of this account monthly not much has been going in last few months due to spending so much on the house but anyway renewed the account

Thats £92.77 OP :] Turning out to be a good month of additional income Take advantage which i can i say

Now i could of bought myself a rug with that but Im MFW so i didn't lol