Diary Mortgage Free Road To Change My Life

Firegirl

No idea how much that would cost but great to have more space there than you thought!

edinburgher

Quick online search suggests that Velux (or dormer) windows are permitted development, so planning doesn't come into it (with a few small caveats like they can't go higher than the existing roof/past the front of the house).

Luckyinlife

edinburgher wrote: »

Quick online search suggests that Velux (or dormer) windows are permitted development, so planning doesn't come into it (with a few small caveats like they can't go higher than the existing roof/past the front of the house).

Thanks Edinburher :] i had a quick ring around and you can buy the kit itself for £150-300 window and kit then just need someone to fit it so asked my plaster mate and he said he knows a guy who could fit them for £100

Maby worth doing in the next month or 2 first as last i will let you guys know if i decide to do it or not :]

Thanks firegirl ya much of a surprise well chuffed hehe :]

Luckyinlife

Thought id update with some Over payment amounts iv been messing about with

The target is to be MF by 40 so 12 years now

OP £300 a month would be finished in 9 years (this is the min im hoping to hit)
OP £500 a month would be finished in 7 years ( im aiming for this currently)
OP £800 a month would be finished in 5 years (this would be nice but not that realistic)

These are the realistic figures currently but as im self employed things could get harder or even easier just don't know from one day to the next

As i say im hoping for a min £300 a month and if i could do £500 great so i guess my target is £500 a month for this year

Which would get me under the 60k mark end of the year :]

TimmySaver

That all sounds brilliant. It's great that you've worked out overpayments either side of your current aim. I hope that your outer target of 12 years is easily achievable for you and I'll be watching with interest and getting motivation from you.

Firegirl

Mortgage free by 40 would be fantastic!!!! Go for it!!!

Luckyinlife

TimmySaver wrote: »

That all sounds brilliant. It's great that you've worked out overpayments either side of your current aim. I hope that your outer target of 12 years is easily achievable for you and I'll be watching with interest and getting motivation from you.

Thanks kind words if i can do my best is all i can ask for :]

Firegirl Mortgage free by 40 would be fantastic!!!! Go for it!!!

thanks firegirl ill try my best :]

Quick update

Plaster only has 1/2days work next week left so iv payed it all now came in at 1.5k for the whole house and conservatory 3 bed rooms 2 liveing rooms big hall way upstairs and down and kitchen

place is looking good need have a big clean once they gone now then i can order a kitchen wooooooooooo

Plan for sunday is to start painting the bedrooms with base cote should take a few hours in the afternoon.

Attic news if funds let me i defiantly want to get 2 skylights in and flooring and use this as my office where i can then shut off work from life just depends how much it all costs really

Luckyinlife

Bluefire wrote: »

What plans have you got for the kitchen LuckyinLife? My advice would be to spend as long planning the design as you can - we took about a month thinking about exactly how we'd use ours and it has been time well spent, the new layout works so much better than our old one!

Hi bluefire

Ya iv had the house now for a month or 2 i know what i want and what would work best for the layout its however once the plaster has now dry properly i will mark it all out on the wall to size to make sure it is what i need/want :]

Luckyinlife

Today spent 5 hours painting the bedrooms with undercoat place now will look really good once i get the proper coats on now in the next week or so :] took a while as i did 2/3 coats on the ceilings as these are staying white

Checked the heating system and everything is working pukka so happy days

Iv also found the kitchen i need now just need to order it when i get payed not next week week after :]

In over payment news i have currently £1600 in what is called over payment pot but this could be used for stuff for the house as this is my first place you can only imagine what i have to buy once all the work is done floor/sofa/furniture ect ect but ill try to hold onto it

Firegirl

Your overpayment pot is looking very healthy. Looks like your not loosing momentum at all with all the work you've been doing!