Selling Dad's Property

Brighton_belle

Thanks again Mojisola, appreciated. I know you have been through the aging parents thing and I have benefitted a number of times over the last 18 months from posts you make advising (and sympathising with) others in this situation.

cavework

Brighton_belle wrote: »

The only other option though presented by SS seems to be a forced move on an elderly parent who is currently in a very caring place.


Sorry to hijack your thread OP.

You can fight them by stating that any move would result in a very high risk to health ( get this backed up by a Doctors letter if needed) and that they are impinging (sp) on the residents human rights.
I had this happen to me and won . There is a thread I started somewhere a few years ago.
PS I deliberately did not sign the guarantor document on advice from Age UK

Brighton_belle

Thanks Cavework, I shall be ringing Age UK on Monday

xylophone

http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS60_Choice_of_accommodation_care_homes_fcs.pdf?dtrk=true

dancingfairy

With regards to the OP. It's your fathers property and money to do with as he wishes. If you take over his financial affairs you should act in his best interests (I'm sure you will though).
Money spent on care/providing a reasonable standard of living is not deprivation of assets. Deprivation of assets if deliberately giving away money/assets with the express purpose of not paying care home fees.
Obviously you do have to try and balance giving him the best quality of care now with how long you will need to pay the money out for. It's very difficult.
When viewing care homes bear in mind that some care homes take a mixture of private and local authority funded. If you are private then you may end up paying 500- 700 a week whereas the council might pay 300-500 for a place in the same home and there would be no difference in care. Private fees are used to make up the shortfall from local authority placements and everybody gets the same care, in the same surroundings from the same members of staff.
I would be extremely surprised if you ended up moving your father, especially after they were settled. I guess it depends on the difference in prices between what he is paying as a private person and what the council will pay and whether anyone will pay the top up/guarantee the difference
Do bear in mind that the system that is in place now will be changing from April 2016 and a care cap will be in place. This means that the amount you pay towards care will be capped at approx 70k (although this is for the care element of any package and does not include 'hotel' costs such as accomodation and food). I'm unsure how this will work in practice/affect families in future.
Also bear in mind that if your father develops complex care needs he may be eligible for CHC funding (continuing health care) which is where he qualifies for free NHS care and therefore his nursing fees would all be fully paid up. You should speak to the home/seek advice if you ever feel this applies. Unfortunately in some places the CCGs place so many hurdles in the way that it is virtually impossible and there is only a limited amount of funding to go round so they will often turn people down that should be getting it so you may well have to fight for it. You should be guided by the care staff and also by your fathers doctor.
Unfortunately the funding of care/arrangements are quite complicated. One of the charities (I think it's Ageuk) have lots of really useful factsheets which talk you through all of it.
df

cavework

|Pay particular attention to section 5.
My dad required Nursing home care after a stroke. The only home available was a private nursing home and at the time they insisted he needed a top up... even though nothing else was available to suit his needs and this home was approved by Adult SS
Dad was then subsidised by Adult social services and an NHS subsidy as Mum still lived in the marital home and that was their only asset


The British Legion paid top up as he served during WW2
2 years down the line Adult social services contacted me and told me the prices for the home had increased and I had to find the extra top up or they would move him to a cheaper home.
I then contacted Age UK
We should never have been asked to find a top up from the BL in the first place as this was the only suitable home for his needs
at the time and approved by Adult social Services..
Now they were asking for even more money from the family?
They soon backed down when I pointed this out and told them straight that if they tried to move my Dad I would fight them tooth and nail, fight for his welfare and human rights and make a claim back for all top ups paid to date by the BL (that could have been used elsewhere) and should have never been required in the first place.
Dad died in 2013 aged 90 in the same Nursing home where he was happy ,secure and loved ..
xx

Beancounter

Thanks for all the replies here.

Sadly, things have taken a tragic turn for the worse. Dad moved into the new flat yesterday. He had been in hospital the previous 10 days but they kept him in so he could go into the new place right from there. On his first full day there he collapsed and was rushed to hospital where he passed away this morning.

Very sad day. : (

thorsoak

So sorry to read this, Beancounter - but you did your best for your Dad - my condolences x Thinking of you and your family.

lincroft1710

Sorry to hear of your sad news