£80.80 TCB for Nationwide Accounts

Archi_Bald

Max 4 current accounts, officially. No limit on savings accounts.

Nebulous2

Well I've tried RAF and Quidco. Will see how it goes. I've no problem with staying 3 months and direct debits. I'm attracted by the interest as well as the cash offers.

Jennifer_Jane

Nebulous2 wrote: »

Well I've tried RAF and Quidco. Will see how it goes. I've no problem with staying 3 months and direct debits. I'm attracted by the interest as well as the cash offers.

I haven't tried the RAF this time (have done it previously on my last FlexDirect), but did go through TCB. My full switch to a FlexDirect is going through on 17th March, so we'll see.


I look forward to hearing how you get on with Quidco (mine tracked with TCB on 13th Feb).


Got so much going on with all of these things (3 x YBS; 1 x Flex; 4 donor accounts, etc), you need to be very efficient to manage it all! But thanks to all the posters who give so much information on this - I hope to be £600 better off, tax-free, within some weeks (good, because it's pretty much already spent!).

MARTYM8`

Has anyone been paid both the refer a friend and the Quidco/TCB cashback.

Probably too early for most - but the RAF terms appear to rule out you getting any other incentives. And given my experience with TCB if you take advantage of another discount/offer with the firm directly (e.g. using a 10% voucher from expedia/ebookers to book a hotel) you won't normally get TCB cashback on top.

http://www.nationwide.co.uk/products/current-accounts/service/raf-conditions

"This offer may not be used in conjunction with any of our other current account cash reward offers."

Wilt

My other half has just had a letter through to say she will be getting £50 from RAF however I have heard nothing about it. She didn't even forward the invitation email to me as I told her about the offer and nationwide haven't said anything about it at any point.

At the same time I have the TCB tracked but not confirmed.

The way RAF is set up somebody could technically refer you without your knowledge so it would be a bit cheeky to hold somebody to T and Cs they haven't agreed to or even seen.

Having said that cashback is never guaranteed so I guess we will have to wait and see.

MARTYM8`

Wilt wrote: »

My other half has just had a letter through to say she will be getting £50 from RAF however I have heard nothing about it. She didn't even forward the invitation email to me as I told her about the offer and nationwide haven't said anything about it at any point.

At the same time I have the TCB tracked but not confirmed.

The way RAF is set up somebody could technically refer you without your knowledge so it would be a bit cheeky to hold somebody to T and Cs they haven't agreed to or even seen.

Having said that cashback is never guaranteed so I guess we will have to wait and see.

Couldn't she just forward her email from Nationwide to you - unless she has a secret friend you don't know about and the RAF payment is related to them.

PS Just joking!:D

Wilt

MARTYM8` wrote: »

Couldn't she just forward her email from Nationwide to you - unless she has a secret friend you don't know about and the RAF payment is related to them.

PS Just joking!:D

Ha, could well be!

Not really bothered about getting the email - it just would seem odd to not pay out on cashback claimed via topcashback when literally anybody with your name, email address and a nationwide account could make you ineligible without you knowing.

nearlyretired2004

I did post this question on the forum before but didnt get any response and now I cant find it...!!! so sorry for the repeat....

Anyone know how long you have to wait after closing a Flex Direct before opening a new one...? (.....and getting the 5% on £2500)

I have seen reference on here to it being a year, but I recall being told by an adviser a LONG time ago that you couldnt benefit again as long as they had you on record.....

Anyone done this?

Thanks as always....

MARTYM8`

Wilt wrote: »

Ha, could well be!

Not really bothered about getting the email - it just would seem odd to not pay out on cashback claimed via topcashback when literally anybody with your name, email address and a nationwide account could make you ineligible without you knowing.

Its not clear if you would get both payments.

But your refer a friend £50 is paid within a month - whereas your TCB payout takes three months. So you wouldn't know for 90 days!

And if you reject the RAF there is no guarantee you will get the TCB payout. I know that a lot of people applied for the Halifax offer via quidco - for an extra £40 cashback on top of the £100 switch incentive then - and no one seems to have been paid the £40 even after 3 or 4 months.

YorkshireBoy

nearlyretired2004 wrote: »

I did post this question on the forum before but didnt get any response and now I cant find it...!!! so sorry for the repeat....

Anyone know how long you have to wait after closing a Flex Direct before opening a new one...? (.....and getting the 5% on £2500)

I have seen reference on here to it being a year, but I recall being told by an adviser a LONG time ago that you couldnt benefit again as long as they had you on record.....

Anyone done this?

Thanks as always....

The answer to your question may be found in condition 1.4 of the account T&Cs, and also in the FlexDirect Support FAQ, both of which are on their website.