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Diary of my new life !!!

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  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    And you can get full price for them if you ebay them too! :)
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I earnt £90 of piggy points from Uswitch, have earnt £190 of vouchers since joined in April and not spent a penny (this includes my OH's account).

    I am a regular on pigsback thread, not seen any fights recently.

    Well done BenBen on the John Lewis Vouchers Bargains!
    Now a SAHM trying to earn some spare pennies each month
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Oh no - this was ages ago! Nothing recently, but I jsut haven't been on the thread since...especially when the clickthroughs went down to 5p!! Am giong to have a good look now though :)
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Haven't done much off my list ... I've had my bath and done my nails and been to Sainsburys but thats about it, oh and went for cup of tea with friends, BUT ... no ironing (Again!!), no AQA'ing (yet) and haven't done my review for work, MUST do that tonight.

    Ds is home again from his dads ... I wonder when or if it will not bother me seeing his dad ... I hope one day it won't but my stomach churns every time I have to see him still :o:o it just brings everything back and reminds me how unhappy he made me and then I start questioning how one perosn can lie so easily, can pretend to be someone they're clearly not etc :confused: and it STILL bothers me :mad: :mad: :mad:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Aww, benben I just popped on to see how you're doing as I find your journal really interesting. Hugs about your ex I just think sometimes we can't explain these things can we? I guess you might never know, but your new life sounds grand!! Keep up the good work :)
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have some dead exciting news .......


    my Mum and Dad have decided to give me, my brother and my sister £1000 each :eek: :eek: :eek: :D:D:D :j :j :j
    They did this once before, the condition usually is that we dont save it, they like us to treat ourselves to something we really want ;) My brother and sister are both buying new tv's with theirs, I need to think now about what to do with mine ;) I know they won't mind really if I do save it or some of it, but they would like me to think if theres anything I need/want :D
    So far, I have come up with:
    • a plasma telly : dont really need it but would be lovely ;)
    • wireless connection for 'puter ditto above
    • bedside tables / drawers for bedroom : dull but do need them
    • mirror for bedroom: see above
    can't actually come up with anything else, which also makes me happy as surely I must be really content with my life if theres nothing much I want / need??

    My very first thought though when they told me was .... Can't wait to whack it in the mortgage calculator and see what a difference it would make to my mortgage free date ... and the answer is: if I was to pay it off the mortgage, it would knock my mortgage free date down from July 2032 to Sept 2031, amost a whole year off the mortgage :eek: :eek: :T :T

    Ooooh decisions decisions !!!! Any ideas or thoughts anyone ?????
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How lovely what a nice surprise. My opinion, for what is worth, is treat yourself. You are making great progress with the mortgage repayments all by yourself.

    Knowing how good you are shopping on the internet you might be able to buy the whole list above with a £1000. You could try pricerunner for the TV prices and you may be able to go through Quidco or something to so you could be very MSE with how far you stretch the money.

    Go on be kind to yourself and also make your parents happy by treating yourself which sounds like the reason they have given you the money.
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You obviously like a challenge so maybe you could challenge yourself to spreading the £1000 as far towards your list as you can? And maybe you could add in some pamper treats for yourself if you like that sort of thing. And maybe a day out for you and DS?
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I'm so used to not spending money though that I think I would feel sooo guilty at spending that much on stuff that wasn't necessary iyswim?? :confused: I'm so used to my mse ways and I am on such a mission with the mortgage thing that I see it as a challenge to get rid of it asap!!:rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi hon, Ooh how lovely for you. What ever you decide please have a treat out of it. What about a holiday for you and your son ? Do whatever would give you the most satisfaction/pleasure. Enjoy! XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
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