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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So far I'm planning on it being a dfw / old stye type weekend ... lots of xmas / halloween planning ... lots of ebaying ... lots of paperwork sorting :rolleyes: ... maybe even some batch cooking, well cakes and biscuits anyway, I dont have a freezer so can't do meals ;) .... also may practice some cooking bits for xmas :o .... then again, I may just slob about in my pj's and catch up with mse ;) :rotfl:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • stressedaah30
    stressedaah30 Posts: 1,333 Forumite
    Part of the Furniture Combo Breaker
    jus stumbled across this thread ( took me 30 minsto read all 15 pgs)
    hi ben ben btw u sound like one determined lady
    i too have the ex from hell who,s more intrested in my personal life than his kids
    good luck and ill be checking in regulary to see how u doin
    JAN WINS- pepsi tshirt,
  • I also read your diary every day. I love the way you just get on with things and make sure you and DS go out to the beach or the park. Just brill ! Kids always remember the trips to the park and the beach, and the (no cost) fun things like sticking and glueing, and flying kites. He will have such happy, fun memories of being a kid. I know I did and we always done things like that when I was little and I always done it with mine. There is sooooo much yu can do without spending money. Some toddlers and little 'uns dont go out from one day to the next, and then their mums wonder why they are badly behaved or don't sleep??
    Keep up the good work with the diary.
    DFF XX
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've just been over to IA's diary for a catch-up and my Wii has been cancelled as dialaphone haven't got any :rolleyes: so they're giving me £180 cash instead :j :j Am well happy with that a I thought they'd just substitute it with something else ... now I need to decide what to do with the money ... do I go and buy a Wii (would be nice but not sure how much I'd actually use it), or .... put it towards the mortgage payments (probably knock about a month off it;) ) ... or put it away to go towards each months phone bill .... or something else ???
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have just checked the mortgage calculator and the Wii money would actually knock about £500 off my mortgage total, meaning it would finish 2 months earlier .... surely this has to be the right option??? My logic is that if I am on here most evenings either reading mse or doing aqa, then when Iam I gonna get up and play it?? I think once the initial novelty has worn off I don't know that I would use it all that much :o :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Today has been another pretty cheap day ... I spent 60p on a bagel and then £1.90 on lunch ... and thats it :beer: Have to go and add up how I've done for the week now but I don't think its been too bad.
    Myy aqa person is going to do my review this weekend hopefully so then I should be able to get on making some more money there too ;) Am off now to start planning my weekend ... need to write a long long list of silly niggly jobs that need sorting :rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    to pay the money off the mortgage and reduce the term by another 2 months def seems a good option to me.

    Of course you could spend it on something for "you" - you know, what's it called....urm...ur.....oh, yes, that's right - A TREAT!!!!!

    Have a fabby weekend - don't do too much, you put the rest of us to shame!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have just sent another email to PCWorld, as despite their offer to refund my money a month ago I still haven't received it :rolleyes: :rolleyes: ... hopefully they'll get a wriggle on now ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So far this month I have spent £21 more than I should have done :o:o £11 of this was the stuff for christmas and halloween, but I dont think I've gone mad this week and can justify what I have spent.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Hi Ben Ben
    i think paying the wii money off your mortgage would be a good move too. If it would save you an extra £500 for an input of £180 thats great. You would probably only have used it when friends came round anyway. Paying it off the mortgage will get the best value out of the money.
    I did the dial a phone thing but opted for the nintendo ds - which will be used as one of dd's xmas presents.:D
    Reduce,re-use, recycle.






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