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Diary of my new life !!!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Please remember that you have to pay tax on your AQA earnings, so make sure you put some money aside in a high interest account to cover your tax bill. Would hate for you to get caught out in the future with an unexpected bill that puts out all your overpayment calculations!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thank you Hypno, yep I already have an account where I put some of my money from mystery shopping for tax. I reckon if I put 25% of any earnings in there then that should cover it?? Its not paying the tax bill that worries me its doing the tax return :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    My Quidco money and my money for my Wii have appeared in my bank account today, so I have transferred the lot straight over to the mortgage pot .... £237 23_30_104.gif .... mortgage pay off date is now showing as August 2032 (original date was Decmeber 2034 and am aiming for June 2018).
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Thanks for the info on AQA benben, seems they are recruiting so have emailed them but i don't have a degree, only my gcses so don't think i will get far :(

    Congrats on mortgage too hun :) I got my quidco today, trying to save it to put towards early repayment of my loan but knowing me will spend it.
    Now a SAHM trying to earn some spare pennies each month
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I do have a degree but I hae never been asked to prove it .... :D I know they say it is necessary but I don't see why, as long as you have good spelling / punctuation etc and can use search engines then I don't see why its necessary :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I guess you have to put it on the form though, don't wanna lie...:confused:
    Now a SAHM trying to earn some spare pennies each month
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have done a bit more AQA'ing tonight and am up to £19.50 now so far :j need to try and set myself some targets for this :rolleyes: .... am off to bed now but will have a think about this as I drift off to the Land of Nod ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    How about £200 a month, or £10 a day - both might take a bit of working towards, but are significant amounts of money to be bringing in as an "extra".

    From seeing posts from other long time AQA'ers, I don't think this would be unattainable once you get going.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I was thinking about £5 a day, which would give me £150 ish a month, and then put £50 of that into savings account towards tax, which would give me £100 towards my £200 target each month ;) Hopefully over time I can speed up and earn some more, or some months I may earn more than that anyway, but if that was the minimum I aim for then anymore I make is a bonus :D I will keep you all posted on how realistic this is for me ;)
    Today I have spent £1.90 on lunch and £4.50 on bread, milk and bits :rolleyes: I got an email back again from PCWorld saying they will send my cheque out this week, so I may receive it by Christmas :rolleyes: :D So far no bids on ebay and only one watcher :o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have dine a bit more AQA'ing, am now up to £24 ... am off for a bath now but will probably do some more yet before bed :D I need to up my earnings a bit if I am going to meet my target of £5 a day, that would mean I should be on £45 so far :o:o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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