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Diary of my new life !!!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yay!! All money in the pot!!

    :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I got a bit extra this month too benben and when I checked it was because I'd paid a bit less in tax - could be where your extra came from.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • The controversial tax proposals in last year's Budget came to fruition in April so salaried people would notice a difference in their wage packets this month. The basic rate of income tax went down from 22p to 20p and the lowest rate of 10p was abolished although the government are trying to sort out the people who will lose out. That's almost certainly why you've got more this wage packet.

    As for surveys, I finally found one in my inbox yesterday :j :j :T only to find that I didn't qualify...:mad: :mad: :confused:
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yeah but I have a really low income so I thought I'd be worse off because of the 10p tax thing :confused: :rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Ah right, well in that case I might be talking rubbish ( no change there-admin! ) :rolleyes::confused: . Just seems too much of a coincidence that you get extra in an April wage packet.

    Might also be a clerical error and you'll get £20 less next month. Cheery soul, aren't I? :rolleyes:
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The tax free limit increased in April so maybe this helped?
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    mystery solved ... it was a payrise :beer: although I'm paying more tax so even though the hourly rate has jumped up quite a bit it doesnt seem that much extra by the end of it :rolleyes:

    I've just phoned tax credits again, as I checked my stuff from them and I was sure they were paying me too much for childcare. I did phone a couple of weeks ago and went through it all with them and thy insited it was right, but today they agreed that I am getting too much so they're going to reassess it now :mad: :mad: :mad: I know some people will say I shouldnt have bothered calling them again, but it would worry me and they would ask for it back eventually :rolleyes: At least I've got the money they sent me last week which I can use to pay it back ;) Just wish the muppets would try and get it right in the first place or at least listen to me when I phoned up last time :mad: :mad:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shame it wasn't the tax and a rise - hopefully Gordo will sort it all out soon.

    with child tax credits I usually find they say I've been overpaid, then they deduct from my next years then later they decide I've been underpaid and they give me more! not a simple system...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening !!! Ds had another good day at school and has been an acoslute angel tonight :A :D:D He had his swimming lesson then I went to the nearby shopping centre and I bought myself a new pair of jeans ... they were €30 from Gap, I had reckoned on spending over €50 so I was well chuffed ;) I also bought ds some poloshirts and shorts for school as he keeps complaining that the girls can wear summer dresses and he wants to wear a summer uniform :rolleyes: I'm sure he'll freeze but he insists :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I'm loving this wireless lark, I'm snuggled up in bed all cosy and am trying to decide what to do this weekend ... I do need to do food shopping but other than that I have no plans at all !! The weather is supposed to be nice tomorrow then rain on sunday and monday, so I think we ought to make the most if it tomorrow; maybe a trip down the beach or into the forest :rolleyes: Then on the rainy days a bit of ebaying would be good and maybe another swimming trip ;) Anyone else got any plans??
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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