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Debt Free Diary!
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Got my first ever lesson to teach tomorrow and am....well, lets just say I'm nervous. Roll on tea time!
I think it will force me to get the bus home though. The lesson isn't until last period, then I'll have to have a meeting with my mentor and I have an assignment due in on Friday! Hmmm....busy busy busy!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
I hope it goes well for you
x Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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The lesson went pretty well. Not amazing like the established teachers but not bad either! I enjoyed it anyway that was the main thing.
And I found out that after half term I'm picking up 2 classes full time so that should be a baptism if ever there was one. Still, I'm looking forward to it.
But the best bit is that I spent nothing today....unless you count paying the phone bill! Yey!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Right, was naughty today. Bought a cup of tea and a bacon butty at the cafe at uni. I'm so easily influenced! Its terrible.
Still, it's helped give me enough energy to get through the day and get all my work done. lol.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
What a day....doctors appointment - gotta go for blood tests to find out why I'm tired all the time....yawn!
Then shopping from market, picking up a parcel, household shopping, and then to sainsbury's for last few bits and bobs.
I'm pooped now. Gotta do some reading for one of my assignements too and I can't really be bothered. Ho hum. If I'm going to stick to the half term schedule I've drawn up for myself I've not choice though....doh!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
We were taken in by all the hype and switched to talk talk. However, the service we received was terrible, so we decided to switch back.
The little booklet which states the terms says if you cancel within 30 days then you don't have to pay a cessation fee. So we called within the 30 days and asked to cancel. They said they would put a note on our file that we wanted to cancel and we should just apply to the new company to set up as normal.
This morning however, I received a final bill from Talk Talk including a £70 cessation Fee. Any advice???
It's a nightmare getting through to anyone so I'm wondering if it's worth pursuing or if all hope should be abandoned now. It's just £70 is a lot of money too us....but then again my sanity is also important!!
Also struggling to find lovely wedding underwear...any tips there would be appreciated too!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Had the first of my 2 hen nights last night. Awww....bless my lil friends, I spent a total of NOTHING! Awww.... That helped big time cos I'm a little short of funds at the mo. In fact, I've already been paid this month and I have a total of £0 in my bank account.
Fortunately, I have a fairly large o/d which should see me through. But it means next month I'll prob be starting out in my o/d, and same in Jan. Still, I can't help that everything needs paying all at once.
After December though, everything will calm down a fair bit. It's just with the wedding bills occuring all at once.
We are asking for money at the wedding too so hopefully we will have something to chuck in ye old bank accounts. Fingers crossed.
Right suppose I should get on with some work really shouldn't I?Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Feeling sooo naughty. I've just had a bit of a splurge! I just spent...gulp about £150 on nice underwear type stuff for the honeymoon. I know I shouldn't have really but, I just wanted to be able to look nice for him and give him a few cheap thrills.
Problem being I'm in my overdraft for the month already and have £630 to pay out for lift passes still. I couldn't help myself though. Argh....stupid girl!
Right no more spending for me now. Mind you I'm too busy to spend anyway. Although I've not yet done the food shopping....oophs!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Doh! Postie has just been and I've received a give voucher for La Senza from one of my friends so I can buy something nice for the honeymoon....ha ha ha
Great minds or what?Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
I wouldn't worry to much, you only intend to do it once, just make sure that you get the wear out of them!!
Glad the wedding plans are going ok, we had some sad news this weekend my cousin and her husband have separated, they only go married in May.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0
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