Mortgage free by 2023 (!)
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Really though, we need to know what you eat on Tuesdays...:rotfl:
I desperately need to menu plan but somehow can't manage to actually do it. It's not even about the money - just the moment of "what on earth am I going to make?" than happens every night. I am not a natural cook. Or even a cook.
Hooray on the credit card!!!Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
It's findus crispy pancakes isn't it?!Mortgage Jan 13 99260.00 87253 April 2017
Emergency fund 700.000 -
Flipping heck DF0D, you really are committed splitting the £2.16!!
Yes yes we need to know whats on the menu tonight!! xxMummytogirls x0 -
Faggots! Gotta love them!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
10p on 1poll and 110 points on Ips0s tonight.
£20 made in the end on the item, but hey, it's another sale!
DD started Rainbows tonight and seemed to love it, so need to find pennies for the subs, annual subscription and uniform!
£5 reward into the bank today and split up using my 50/20/20/10 system. Pots building up little by little!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
DS1 is a beaver and he loves it too.MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6500 -
Can't you tell I'm back to work. 3am wake up thinking about workload and now I'm up analzying my fleabay usage.
Horrified to see I've sold £13000 worth of stuff on there in 12 years.. i have no idea how I've managed to sell this amount and more importantly, where has that all gone?
P1necone and Y0ugov survey done, bank account balanced and now having a cuppa whilst I wait for a slightly more decent hour to do packed lunches!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Long term savings bck to £1.11, I needed to pinch the money to free up some space on the everyday CC to pay the carpet. Hopefully won't need to do this sort of thing again, but I just needed to get the carpet paid.
Car battery not seeming good and with the MOT looming, think we are going to look at cars this weekend, an expense we could well do without, but I need a reliable car and just feels like things are beginning to go regularly wrong. Really wouldn't want to take a loan so would mean asking inlaws I think, would mean interest free, but I hate asking. Anyway we will go and look and see..
Good hour with surveys, 175 points on Ips0s, nearly up to £20 on there, just waiting for am@zon vouchers to come back into stock on there, 75p on 1poll and another 50p on y0vg0v this morning. Sent a few loose pounds and pence to the everyday CC to free up some more space. Three fairly big things have been put on there last night and today, so need to wait until they appear and see how it looks then.. I also need to get the house insurance on there by the end of this month, but in theory that can wait until after payday. Then it should be nothing but downwards on there then.
Have a fair bit of cashback in TCB that seems to be taking ages to get to payable, 8/9 retailers really.
Me and DH did a bit of sale shopping yesterday, hence the large expense on the CC, we had the money in our 'pots' so I've sent the money straight over, but takes a few days to credit. Quite pleased with a pair of boots I snaffled up.
At least the carpet is paid, that's been bugging me for days.
Debating applying for another part part time job again at the moment, not sure if I can fit it in with life in general, but might be good career wise, just can't decide.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
debtfreeoneday wrote: »Have a fair bit of cashback in TCB that seems to be taking ages to get to payable, 8/9 retailers really.
I'm finding this, got cashback for pet insurance which has been confirmed but not payable for about 2 months!0 -
Quidco seems to be going the same way. I've been waiting since August for £40 off Morethan for pet insurance.MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6500
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