📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free by 2023 (!)

12324262829333

Comments

  • Weather app shows sunshine across the day :j Bedding in the washing machine already.

    Having an easy morning before a birthday party this afternoon.

    Still need to wrap the presents for the party (twins), but that's about all we need to do!

    Will tidy up a bit and I'm conscious I need to check the school uniform list to see what is left to go. I also need to start labelling all of it. Hope to pick up a few surveys today and really hoping the access codes for S@ntander arrive today as I'm getting twitchy about everything moving this week and having no clue which account it will go into!

    That's all really in DFOD land today.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    School uniforms!! We always end up forgetting something, and its always something that you can't buy from tesco. Last year it was PE hoody!
    MFW: Was: £136,000.......Now: £47,736.58......
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I can't believe how much you have achieved in such a short space of time!! :D Switched banks, saved on phone/internet and got your credit card down to 3 figures! :j:j:j

    I'm very jealous that you live so near to the sea. We're about 1hr 15mins from the seaside, so I shouldn't complain. :)
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • I don't live too far from the sea and my OH lives about 3 miles. Well it's 3 miles to the coast........the sea hardly ever makes it that far in, unless it's a very high tide!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    We are very lucky to live near a lot of coastline, I have to pinch myself sometimes!

    That's so lucky.

    Well done on credit card, its great to get shot of them:j:j
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • I do love living where we do, it was our dream to move here and I still pinch myself most days I do live here!

    Lovely day at a birthday party, littlies are knackered. Just trying to decide what to do tomorrow which is local and is free preferably. Running out of ideas and options now that doesn't mean a drive.

    More stuff through from s&ntander and all should be done by Friday. Just need the last security bit and I can start logging on to see if payments are going out.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Shiny new account, only 4 sleeps and its all done!
    MFW: Was: £136,000.......Now: £47,736.58......
  • SJ - I am really looking forward to it, I've been with FD for 15 years now and glad I've made the change. Just need to clear CC2 which is with them and I will close all my accounts with them. Be interesting to see if they try to persuade me to say.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • :eek::eek: Surprise - there is no washing on in the DFOD household.

    Sun shining again, but my motivation and oomph are missing today. Thinking of hitting a local wildlife centre today and letting the littlies loose on their bikes followed by a picnic. Just waiting to hear from an old work friend to see if she wants to join us.

    Was going to go to Forest School, but it would be £20 for entry and parking.. and I just don't want to spend the money! Was looking at English Heritage membership for next year when our Nat trust runs out - it's about equivalent with the cost, I need to see how many locations we have near us, but has anyone had it? Is it worth it?

    Happy Tuesday!

    Find this last week of the payday month boring in that nothing is coming in and I can't do much. One week to go till DH pay day and mine will be early due to the bank holiday.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    No washing? I'm so disappointed ;):D

    Wish we had sunshine..really cold, dull and spots of rain here, been in the shopping centre in town though so home and dry before it pours.

    Going through the mid-month lull here as well.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.