Mortgage free by 2023 (!)

South_coast

I'm struggling with the new version as well, it's not very intuitive. Plus, they still haven't transferred my balance from the old one, despite me sending them screenshots of my points balance on both versions on the day they launched the new one. I hadn't had a reply by yesterday so emailed them to chase, got a standard response back explaining how to request a BACS payment, to which I replied thanks very much but that's not what I was asking - no reply to that so far! I literally just want to get to payout and ditch them (I had £13.25, so a good way to £25) - it's like they know!

debtfreeoneday

Don’t give up SC!  Keep nagging. I was surprised to get my payout tbh. I thought that would be lost in translation. 

debtfreeoneday

Picked up £3 from pcone so added that to the Amazon balance. Few surveys on 1poll and prolific.  Need to return a fleabay item tomorrow which should get me a £9 refund. Every penny and all that. Could do without a trip to the PO again though 

debtfreeoneday

Didn’t make it to the PO. Reached payment on Ipsos again so £5 requested and added to the Amazon account.  £44.32 earned so far this month which is good considering I’m not adding the survey pennies until I reach payout. 

Got out this morning for a few hours with kids and it was lovely. Frosty and icy but air felt so fresh. 

Karmacat

Score, and score again, well done you  

ETA - and because you mentioned a survey, and I had swagbucks open on another tab, which then came up with a survey available sign, I went and did it - earned about 50p for literally two minutes clicking.  Thank you  

debtfreeoneday

Sold a fleabay item for £4 but will wait till I've got the pennies before adding to money earned. 

Three out of four of us snuffly and coldy. So a quiet day in front of the fire. 

Started to look around for house insurance renewal as current provider increased by £22 but struggling to find anything near at the mo. 

debtfreeoneday

Wow. I got 60 points from Ipsos for being a loyal member for 11 years. I think they’ve stopped their other loyalty bonuses and this replacement is rubbish!!  Anyway 60 free points.  thank you!

plan today is to sit down with all our pension paperwork and figure out what each year from 65 onwards looks like in terms of figuring out if I can stop work at the same time as DH. 

Necessary but not the most exciting task. 

Wet and wet here. No sure I’ll get out today unless I want to return wet!

debtfreeoneday

Well thats that’s a few hours of my life I won’t get back. But 20 years plotted out financially taking account of when salaries stop and pensions start, when mortgage should absolutely be gone and when kids commitments stop. Really surprising and it’s a lot better than we thought. It will flex dependant on variable income from a few sources but DH could retire if he wants at 65 and if we hadn’t cleared the mortgage we could manage to keep paying it. 

At least whilst I sat on the computer I nabbed 6 surveys on profilic and Ipsos so not a bad few hours work. 

South_coast

60 points for 11 years is pants - er, I got the same 60 points for 6 months 😮!

Well done on the retirement planning - and you will get those hours back, when you're retired 🧚‍♀️🧚‍♀️🧚‍♀️

Karmacat

The retirement planning is brilliant - such a good result too!  Congratulations.