We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Mortgage free by 2023 (!)

1…137138140142143…333

Comments

  • CathT
    CathT Posts: 7,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That is an early start! Hope you can have a quick nap to recharge!
    Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I did just have a sneaky nap! More tea and toast and now ready to do the day.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Been to a drizzly fire station open day which was nice for the littlies. popped into the swimming baths on the way back and after a year break, we have signed them up again for lessons. £90 lighter for the term, but I'm hoping being a little bit older now will make a difference, plus we've told them they can't go in the sea, body board or surf until they can swim - so suddenly they are quite keen to do it!

    Car sounding horrible on way back so booked into garage as something isn't right, just hoping its not a costly thing!

    I'm knackered and need chocolate!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Real random question why is the timings so out on here, the time posted shows 2 hours before I actually posted it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    I'm glad it isn't just me who notices that. Everything is posted an hour earlier than it actually is. Perhaps the MSE team forgot to adjust for daylight savings?
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    You might want to check your time zone settings here, see if anything looks off? http://forums.moneysavingexpert.com/profile.php?do=editoptions
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    that worked, thanks! changed it to detect daylight savings automatically :)
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Awesome, thank you HS - as always, you are a guru!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Lovely weekend over and need to pop to work for a few hours today, then take the car to the garage and then more family arrive for a few days, weather is looking beautiful so will absolutely hit the beach at some point.

    Two things sold on fleabay, but profits promptly spent on a new picnic blanket (figure this saves money in the long term as we usually take our own food with us on days out)

    Mr T order done and due later.

    Bank account looking woeful, but payday looms (as does a return to work - how has it gone so quick!)
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Enjoy the time with your family DF0D.

    I agree it does seem to have gone very quick these holidays xx
    Mummytogirls x

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture