Mortgage free by 2023 (!)

shangaijimmy

I'm with you, Julie and July have been ridiculous! Mrs SJ being on maternity is terrible as she haemoraghes money! Need to get her back to work!

debtfreeoneday

£6 survey on pr0filic this morning.. nearing another £20 payout on there.

My wages in tomorrow and then I'll know where we are for the month.

Waiting for a delivery day, so boring knowing we can't go out. trying to keep the pup and the cat away from each other and prevent toilet accidents is

Hopefully a few surveys will get done today and a quiet ish one, I have a mahoosive headache and feel a little rubbish.

mummytogirls

Afternoon DF0D,

How did the pup get on with his microchipping? I remember when we first had our dog he used to hate going for a walk and used to sit crying to go back!! He soon loved his walk though.

Hope you're feeling a bit better this afternoon x

debtfreeoneday

He howled! Looking forward to be able to get him out properly in a few weeks!

Delivery delayed to tomorrow, so popped to work and did a few bits on this accreditation I need to submit by the end of August.

Sold kids mattresses for £20 so bit made today. Stupidly I underestimated my wages by £225, how do I do that??? So debt pay off will be better than anticipated. DH is out tonight, so it's me and the littlies.

Dare I mention the d word, need to get back on this, I am officially useless!

debtfreeoneday

Not many places where I can blurt stuff out, but just wanted to brain dump here. Home Ed very much back in my thoughts today and I'm thinking I might have a plan, it's just whether I'm brave enough to do it.

Money as always is the big problem.. I dunno.. I know i'm going to look back on this and regret it if I don't do it.

£2.50 on p-base and £1 on pr0filic tonight.. think it's a £10 today on surveys so not a bad day.

debtfreeoneday

Some payments made to the debt and it's currently £1554, hoping to get that under £1499. I need to stop spending, it's been a spendy few weeks.. but I've enough for uniform and the summer in terms of days out, so should have enough to get it under £1499.

Raining again, and waiting in for the delivery that never appeared yesterday. At least the weekend weather is looking better.

Happy Friday everyone!

mummytogirls

Happy payday DF0D, better to have underestimated than the other way!!!

Poor pup, I remember ours having his and he wasn't very happy about it xx

debtfreeoneday

A whole day slogging in the garden and most whole slabs are down.. need to spend today cutting slabs to fit gaps and moving a tonne of stones round the edges.

CC balance is showing less than I thought so will leave a few days and see if it is still saying that, I've a few £'s to go through, but less than £10 so I'm thinking it is about right..

Forgot to update the mortgage balance, now at £104,444, 04 so need to colour in another brick.. hoping to reinstate OP's soon as well.

Home ed / job security changes prompted a bit of discussion this weekend, by chance then DH:s pension statement came through, it's an old pension and it's payable in 2 years regardless with a lump sum of £17k and then annual pension. Here's hoping DH's job stays in place till then. Despite reading these each year neither of us had clocked it was due in 2018 with the size of the lump sum due! If we are both still working that will go towards OP's nicely! DH is also getting a £250 bonus soon so that will go straight off the debt. Really need to focus now to clear it all forever! I am never getting into debt again ever.

Reality is home ed is a last resort and we need to hope DS responds well to his therapy and School are on board with us.

debtfreeoneday

Kettle is up the creek this morning, so a small spend is required as I can't face life without tea!

DD off to a friends for a few hours, so me and DS will go get a kettle and have some time together. then off to meet an old friend locally for a cuppa (which I'll be desperate for no doubt)

Debt figure updated and it's better than I thought by £9. meter reading submitted, but no bill for months now and we are £800 in credit.

Garden is, in the main finished with a few fiddly bits left to do. That's it now for big projects this year, time to kick back and enjoy some days out again. We've enough little jobs to keep us (DH!) going until next year when we will start on the kitchen / utility room.

Happy Monday all!

mummytogirls

Booooo to the kettle breaking DF0D!! Hope you enjoyed your meet up and cuppa!! x