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2015 - the penultimate year!
Comments
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Sorry to hear the job stuff is all so tricky, sounds stressful, but you always sound so positive regardless!
You never know, you might enjoy your trip to the States more than you think you will
Nice to sit and take stock, you are doing so brilliantly!Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Hi Pink
It will all work out, I am sure.
I think I might have a nice bath over the weekend and just chill and count my blessings.
In order to do something positive towards starting a savings pot, I have acquired an envelope at work and have put 80p in it which is all I have in my purse (I never use cash) and intend to add to it however I can, plus get DH to add to it too. We will have the duvet money in no time this wayDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
I'm afraid we all have cheap duvets bought from supermarkets in this house! :rotfl:Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
We do too except for DS as his room is SO cold. It has 3 exposed walls and they take the brunt of the weather plus he is above the garage which is cold.
DD's quilt is probably as old as me. Over the summer she won't need one but come the winter I dread putting it back on. So I'll save pennied until October ish, half term maybe, when we will put a new one on with the savings.
DH and I will just have to wait for ours. That can be next year!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Well I haven't had the mose productive Friday that I could have. In all honestly I have been waiting for the end of the working day since I arrived in to the office! With it being a bank holiday plus the news I've had from work, I'm lacking a bit of motivation (read, any). I've also taken some pain killers as my blooming head is throbbing again and I forgot I can't take my sinus tablets whilst I am on the pain killers so I have to now wait to be able to take them. Never mind. I'll take it before I go to the yard.
Plan of action is to finish at 3 as per the normal, mad dash to collect kids at 3:10 from school. Home and changed into much more comfortable (if slightly smelly) yard clothes. See what time DH is going to the gym and organise going to the yard and tea around that. We may have a late tea and I'll feed the kids when we're out.
Tonight I will be watching Dexter and sipping on Ald1's Mal1bu and coke instead of wine with DH and generally (hopefully) enjoying life.
Have a lovely weekend everyone and happy bank holiday xDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Have a relaxing weekend and hopefully you'll feel better ( sinus and work )Total 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Good Morning
Well at least we aren't starting the working week on a Monday, in this office anyway. Only a 4 day week :T
What a weekend. We've dug the bottom end of the garden over and rotivated it in an attempt to prepare it for turfing. We had a huge trampoline there and it killed everything so we have got rid of the trampoline as it was becoming a health hazard, and are trying to make a nice family garden there. We also made a start on the veg patch which should have been done months ago. Better late than never. I have some spuds to put in and found I have rhubarb! Lovely! We will have some with custard.
I'm slowly getting there with the house. I had a stinking headache Fri, Sat and some of Sunday so wasn't on top form however managed to get plenty done. I'll crack on with some ironing tonight as I won't have my usual Tuesday meeting. I still need to work but I don't need to be sat infront of the video screen at 8pm on the dot.
Well I've finally agreed to stop loaning the loan pony as our pony has been going so well now we've been putting more time into him. Makes sense obviously, it was just a hard decision as friend's are involved. They took it very well indeed and I know why they are my friends
We've slightly gone OTT on the food shopping so I need to be careful there. I've upped it slightly for the rest of the month so should be ok. I needed washing tablets, loo roll and so on.
Right revision this morning then to do list this afternooon. Have a lovely day xDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Good Morning diary land!
Accounts checked and another payment made of £6.62 to round accounts down. I can't make a PAD but I'll try and send over what I can to keep things tidy. Every little helps of course. New debt total £29520.
It's extremely blustery here this morning as was last night. DH commented that it was like a wionters night to look out on. Strangely it wasn't cold though.
I'm hoping that the horses are allowed out today, we've been waiting and waiting. Every year this happens. Roll on our own place where we're in charge of our own grazing!
Tonight I have left over veg for DH which I'll put a chicken breast with, jacket potato for me with chilli and freezer food for the kids. Wednesday's are always a mish mash.
This morning I put fuel in and I'm going to try and drive sensibly and eek it out as much as possible.
Right, study time now, I'm already 10 minutes behind the starting time.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Ooh doesn't your new total look good, well doneTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Our car has a display which shows you how many miles to the gallon your doing....very addictive£250 shopping, diesel and any other spends
December 16- January 15 £345.06/250.00 -£95.06
£2 saving a day for christmas 2017 £0/£730
Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go0
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