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2015 - the penultimate year!

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Comments

  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Nice to have something to be excited about :)
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • Sounds promising :D
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Just giggled at some typo's in my previous posts - how did you manage not to correct them Caz?

    Right. Plan of action. The job is going to change at some point so more than likely it will be this time next year which is the sensible option given the training etc needed for the other team to take on my work and the annual cycle that we follow.

    So next month I am going on this 2 day course which is apparently great and is the start of the next option in my working life. Secondly, the exam that I failed :( I am going to re-sit, hopefully in October. I picked October as it gives me time to revise the area I failed in (which I know) and time to get organised and definitely pass it. Once the SHTF next year, hopefully I will be in a good position to move into another role, hopefully in the same company.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • The work hat is very firmly off on MSE :p
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Ok who stole the weekend!? We have had a great time but I seriously cannot believe it's Monday morning and I'm back at work!

    DD had a fabulous little ride on the pony. Something clicked and they have teamed up and it's lovely to see :)

    We went ge0caching for the first time this year, so that may be the start of it all again. I enjoy it and it gets us all out. Nice picnic too. We had Sunday lunch out meaning I got away with not cooking :p:T

    The weekend went that quick that I was literally drying the school uniform overnight infront of the woodburner! Everyone has on what they should have this morning, but yet again it was a skin of the teeth job!

    I'm starting my revising today which will take me right through to October when they exam will be, I've been given the go ahead to reschedule and work are paying for it. :A I know I will pass this time and then I can get my CV updated.

    Grocery wise I've overspent by circa £25 however that's still lower than average for a family of 4 so I'm pleased. Pay day on Friday meaning this week will also be spent preparing for that. It will also be the last pay I have until we go on holiday - that's flying round.

    Tea this week will be chicken and veg/rice type dishes as we need to shift a few pounds to allow for and make way for the holiday. I've found a nice looking WW chicken dish so I'll see how much time that will take.

    Yard tonight then a bit of knitting again to get Mam's scarf finished. I need to pick DS's scarf back up as that is a nightmare that one and it won't be anywhere near done for winter if I don't start soon! I thought it was going to be easy too, how wrong I was!:rotfl:
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Productive morning. I've managed to get a couple of hours revision done on the topic that I did poorly on for the October exam.

    I've also started the ball rolling to get the reschedule put through (nothing is ever straigth forward in this place, red tape and politics).

    I have had a salad for lunch which I made this morning and I feel full so let's see if that lasts longer than an hour.

    To do today:

    Check when MOT is due
    Order Dad's b'day gifts
    Send ebay sales (* 2, very small sales)
    Update the holiday details (passport etc) into their system
    Make kids do their homework
    Prepare school items for Thursday for DD
    Empty the car and next to my desk at work as things seem to be doubling there.
    Make tea from FQ's blog.
    Update my blog.
    DD to ride pony
    Hang washer on clothes horse
    Put another load in (could be two if had more drying space)
    Put load on timer to be washed in morning to put on line before work
    Walk the dog
    Think of exercising ;)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    £3 pad to CCV

    New total £6830
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    To do yesterday:

    Check when MOT is due
    Order Dad's b'day gifts
    Send ebay sales (* 2, very small sales)
    Update the holiday details (passport etc) into their system
    [STRIKE]Make kids do their homework[/STRIKE]
    Prepare school items for Thursday for DD
    [STRIKE]Empty the car and next to my desk at work as things seem to be doubling there.[/STRIKE]
    [STRIKE]Make tea from FQ's blog.
    Update my blog.
    DD to ride pony
    Hang washer on clothes horse
    Put another load in (could be two if had more drying space)
    Put load on timer to be washed in morning to put on line before work
    Walk the dog
    Think of exercising
    [/STRIKE]

    So a few things left over to do which must be done today.

    Additionally I need to:

    Buy an anniversary card and gift for my parents for tomorrow.
    Iron everything tonight! No excuses as no yard tonight.
    Make flapjacks as too hungry at work.
    Do 2 hours study for October exam.
    Relist items that didn't sell on ebay.
    Do at least one [EMAIL="sw@gs"]sw@gs[/EMAIL] survey.

    I need to try and get back into [EMAIL="sw@gs"]sw@gs[/EMAIL] and other surveys. Especially now as I'm not doing job 2.

    I am trying to keep a £200 float left over from my bonus which I am going to move to a separate account on Thursday night (pay day Friday). Even with doing this I hope to be able to pay almost £500 off my CCV next month. It's holiday month so may be an ask too far. Watch this space.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    £7.82 sent to CCV

    Now at £6822. Must be gone by the end of the year.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • I found you :) I've got a few diaries that I've subscribed to and am slowly reading through them and now I'm getting to yours :) well done !!! it will be gone by the end of the year :) you can do it :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
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