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2015 - the penultimate year!
Comments
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You can do it!!!
Will next month be the month your figure starts with a 2?!Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Pay day is Friday Pink, so I will be making payments then and Monday and hopefully they will process by the end of this month
Starting with a 2 is only a week or so away
Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
:j:j:j:j:j:j:j:j:j:j:j:j
:T:T:T:T:T:T:T:T:T:T:T:T
:beer::beer::beer:Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Well school run done, ebay sent and pleased to report that there was a B00ts shop where I parked, only a tiny one and I popped in to get the powder that I use which I've almost ran out of. The lovely girl behind the till scanned a £3 off voucher for me which I didn't even have. That made up for the mistake of driving through our village after school's have kicked out which is sooooo stressful. Roll on our little piece of countryside.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Happy Friday eve!
Yesterday was a down day. Kind of. Yoyo is more appropriate.
As has been happening with my job / company, there's a lot of uncertainty around what's what. Well my work is being taken off me from early next year and I will supposedly be given something else. Being as cynical as I am, I suspect they are saying they will get us something else so we don't walk sooner than they want us to. Also, I'm not officially supposed to know this yet. So for now, I'm mulling it over. I don't know how I feel enough to write it down. One minute I'm moving to the other end of the country for a new life, the next I'm looking locally for a similar job to what I am doing now. The brain needs time to soak it up.
It's my Dad's 60th coming up and we're out on Saturday for a meal. I'll be giving his gifts to him then as they are away for the actual date, so his total comes to £42.20 which I think is reasonable, if not a bit low for a 60th.
Last night I really wanted to catch up with jobs but I felt so sh1tty and in a CBA mood that I logged in to work to do my hour and just sat all night on the sofa, huffing and puffing that I can't breathe and my throat is hurting due to this flaming cold I've had for 36 hours now. So yes, I was grumpy.
Today however I feel a bit better so will see where I stand with the to do list and things.
Oh I made FQ's chicken pie from her blog, it's a slimming world one she said (I don't know, never done it) and it was lovely, went down a storm with 3 of 4. DS was in a not liking anything mood so. I'll be checking her site for other ideas soon.
Accounts are in order ready for pay day tomorrow. I'm going to have to put fuel in today though, I can't wait until the morning as we may have to sleep at the yard otherwise.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
[STRIKE]Check when MOT is due [/STRIKE]– expires 09/06
[STRIKE]Order Dad's b'day gifts
Send ebay sales (* 2, very small sales)[/STRIKE[/STRIKE]
[STRIKE]Update the holiday details (passport etc) into their system
[STRIKE]
Make kids do their homework
Prepare school items for Thursday for DD
Empty the car and next to my desk at work as things seem to be doubling there.
Make tea from FQ's blog.
Update my blog.
DD to ride pony
Hang washer on clothes horse
Put another load in (could be two if had more drying space)
Put load on timer to be washed in morning to put on line before work
Walk the dog
Think of exerersing
[/STRIKE]
STRIKE]Buy an anniversary card and gift for my parents fortomorrow. [/STRIKE]
Iron everything tonight! No excuses as no yard tonight – this is depressingme now, must be done.
Make flapjacks as too hungry at work.
[STRIKE]Do 2 hours study for October exam.
[/STRIKE]Now do 2 more, every day.
[STRIKE]Relist items that didn't sell on
ebay.[/STRIKE]
Do at least one sw@gs survey.
New list:
Book MOT in
Update the holiday details (passport etc) into their system
Iron everything tonight! No excuses as no yard tonight – this is depressing me now, must be done.
Make flapjacks as too hungry at work.
Continue doing 2 hours revision a day for October exam
Do at least one sw@gs survey.
Make Mam some leek and potato soup to take away with them
Enquire re cable upgrade
Pay vet's billDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
For some reason MSE formatting isn't playing, but you get the idea.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Right where are we? I've updated my menu planning spreadsheet where I keep the prices of food and now I need to give some thought to what food we will have next month. It's due to be cold again next week so I'll do a couple of casseroles, so there's a start. The grocery budget MUST remain IN budget next month.
Pay day tomorrow although not all payments go out tomorrow so I'll sit quietly until they do.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Happy Friday eve, I like that
makes the week seem shorter 
I hope everything works out with your job, it's stressful when you don't know where you stand and which route you should take next but I'm sure you'll work it out
Total 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Thank you
I will get there, I tend to mull things over then figure a way out and that's what I am doing now. Just not rushing it.
Well revision wise, I'm getting to the end of the basic principles chapter. Totally taking my time and getting my head around everything. I'm printing off quick hits and putting there where I can easily see them as triggers. This is also typical of me, I hate failing anything and as I have, I intend to pass the next one with flying colours (aka 100%!).
Lunch time now and another hour after lunch then hour's meeting and home. I'm online for 2 hours tonight and intend to get through my emails then. I can feel the positivity returning.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020
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