NST; January Challenge- The Money Saving Game

dolly84

Morning guys.

Have survived DS's friends coming for a sleepover (almost - they are still bumping and crashing about now), not sure whether I will clock up a SFD today or not but if not it will be a low spend day.

cupcake-queen

Synonymous wrote: »

Been reading lots of OS threads and will replace fabric softener with white vinegar when it runs out, also going to buy cheap washing powder and wash at 30 unless things are dirty. Not buying any cleaning products or toiletries this month.

I'm obsessed by doing laundry the right way (get it from my mum) switching from a branded powder was a big deal for me. I always use the colour care ones and I fine shops own powders don't dissove well at 30. I have recently switched to Lidl's liquid colour care. It's a massive bottle think it promises 30-40 washes but I always use less then it states and I'm sticking with it so I can recommend it

Debtdrowninglondongirl

Ok so day 2 finished and starting on day 3:

2. Budgets set - see below
3. Pay money to your debts first- £500 paid
4. You MUST bring your lunch to work every day - meal plan drawn up ready for Monday
5.Donate £3 from your food budget - will do today

6. Down shift 3 of your branded food items - Never buy brands unless I am at the £ store but will make a note in case I get temped

7. Meal Plan!- written up and ready! Using items already in the freezer

8. You will aim to achieve 18 Spend Free Days (SFDs) - 2 down...should be 3 after today.

9. Document your spends- App is downloaded on phone

10. Time to get moving – Have a free gym at work and booked onto 4 classes starting Monday. Will do a 7 min workout today as well as a walk (weather permitting).

11. Choose your Debt Free Date now or the % of Debt you aim to clear by January 2016 - I aim to clear all £10k. I am paying £500 at the moment but expect to increase to £800 as I get better at this.

12. Share your 2015 Goals- financial or other:
Update my blog more often debtdrowning.wordpress.com
Manage money better - not just stop spending but to be more frugal and enjoy saving

Get on top of my money depression with regular therapy

Regular exercise (3 times a week at least)

Make time to relax more often

13. Check in regularly – Will do!

Look forward to reading everyone else's posts!!! Good luck!!

Caeraugirl

Sorry, haven't abandoned you all, did mega post on 1st and lost it just before I pressed post! Didn't have time to redo it then so just updated my sig with this month's budgets, then had no time yesterday to do anything but check all your updates. Will post properly later, just about to go swimming with DS1 as promised would take him this afternoon but his football training's been cancelled so going now before we talk ourselves out of it - I don't really like swimming and he likes his Xbox better... lol! See you all later.

Debtdrowninglondongirl

Thanks loveadove for my number!

Look forward to being part of the forum!

My signature didn't show last time for some reason but it's working now.

Good luck everyone!!

LINKYPIE2009

So having had a think about it....I am going to count days when I only spend on mystery shops as no spend days....thanks Fmess for cementing what I was thinking.

Therefore I am on 2/2 on NSD's.

Yesterday's steps 7432/10000 so getting there.....

Already entered a mystery shop so made £4.75!

Back later!

Bobarella

Hi All
Update for me. Spent £6.99 of my leisure spends today. This was on a bike lock for my son's new bike so a very important spend.
Went shopping. Got excellent bargains due to the post Christmas timing. Stilton for £1 & jars of mince meat for 10p. I got 100 nectar points just for buying cat food so have got enough dry to last me 6 weeks now. As cat food is one of the things we end up going to the shop for and just spending a bit more that is really good.
Also earned 10p off my next shop, 1p reward from a cash back app and entry into a £100 shop prize draw. If I won I'd buy all dry goods and freezer food.
Oh and used 3p roadkill towards the shopping. Earned 0.75 in nectar points too.
Bob

stewby

Helloooooooooooooooooo...

OH's parents went away last night and then we went to the final family party. It was great (although I spent a lot of it just with a few close relatives for a while which was my favourite bit).
:happyhear

Today is D-Day for us... that is Domestication Day. As per our new year rules (resolutions always seem to get broken within two days), the house must be cleaned every Sunday.
However.... we didn't have any space for washing whilst OH's parents were here so we have a HUGE pile waiting for us. First load is on now (I think we are looking at maybe four loads in total).
:eek:

Plan for today (now that we have recovered from last night) is to go through our freezer and see what we have... which is heaps!! We are going to attempt to meal plan the best we can.


I have decided to do the recipe challenge (in the old moneysaving section or something like that). The aim is to do one new recipe a week from a recipe book or the internet. We have about 20 recipe books so I should really use them.


I have every intention of today being a SFD but due to my own inability to do anything, I am not going to count it until later. Saves on admitting I was wrong.


Am glad NSK is doing okay. It's a shame that she misses us though... really want her to enjoy the trip. Kat really is an inspiration. Just hope she blogs more often!!

traveller

Hi everyone. I had to buy a pet carrier today as my cat has not been himself for a few days now. I'm guessing a respiratory issue. I was going to the emergency vet today, but would he get in the carrier :mad: He has been off his food for a couple of days although Dr said she saw him eating when I was in bed. He has also taken up camp in the toilet by the radiator. Come Monday the latest, if he is still Nything like this, the whole. Family will have to help get in in the carrier. He is 13 and feel I'm taking chances as it is, but I could not physically force him in the carrier and no one else was awake:o. I'm stealing myself for the vets Bill!

Everything else is ok though, the shred is going well and I'm certainly not looking forward to no more leisure days come Monday,lol. Well take care everyone and keep going:T

Calling14

Walked dog this morning pouring down. Dry now!

Cleaned house decorations down. Washing done Bedding on line.

Knackered pigged out 2mince pies poured cream all over them. Not going on naughty step as now on 3 sfd. Will need petrol and milk next few days boo hiss.

It's nice that Kat is missing her turtles, I wish I was brave enough to travel alone. Driven around Florida by myself, was tad nervous if I should break down alone. When is she back? Will set monthly cc targets next week, and trying so hard this year.

Still munching through ham :-)