Living richly; simply and debt-freely

Upsidedown_Bear · 24 January 2015 at 1:17PM

Smilie of the day.

Hopefuljoy · 24 January 2015 at 10:03PM

Hello Peeps! I have achieved something today which I am proud of beyond all proportion to its size! I have taken £6.55 out of my cashback account and paid it straight to my mortgage!!!!! It has begun and shall continue come wind, hail or snow......

It might seem paltry but it shows a shift in attitude toward 'small' amounts that I would normally fritter away. In addition to the small amounts from Feb 24 I will start to put more serious amounts in but meanwhile I'm starting to build a new and positive habit.

The food looks amazing Greying! I am in awe!

beanielou · 24 January 2015 at 10:17PM

Great mind shift HopefulJoy :j :j

liltdiddylilt · 25 January 2015 at 12:37AM

Well done Hopefuljoy - we all know how the small things add up!! xx

Greying & MaddieMay thank you so much for your gentle and knowledgeable pushes towards cooking things I would never have dreamed of before. I am off to go to sleep smelling a freshly cooked loaf of bread and an amazing red pepper, tomato, lentil and cannelini bean soup.

xx

mrsinvisible · 25 January 2015 at 11:32AM

Thanks INOD, for the kind reminder.
I am fed up of winter, it is wet, cold, windy, the garden is too muddy to venture there, the heating bill will be huge, and....... (all this, because l have a cold sore and am feeling sorry for myself)
Right, enough! today will be a good day, my fave coz will be back from her holiday in Finland, and my grandnibs are going to Skype me from their new apartment in Shenyang.xxxxx

Upsidedown_Bear · 25 January 2015 at 6:27PM

Smilie of the day.

Hopefuljoy · 25 January 2015 at 10:40PM

Hello Greying, hope you have had a lovely Sunday with DP. I have very little news today other than I've put another 7.99 into my mortgage as I got a credit note from M&$ yesterday. Met my father and one sister today for coffee and told them how proud I was of my small efforts...... and they burst out laughing!! A lot of mocking took place shall we say.

They think I'm totally wasting my time but we all on here know differently so I'm just going to plod on and share with you all if that's okay. You are a lot more supportive about these things than RL people can be.

I'm off to bed but just want you to know again dear Greying and friends how much I appreciate you all. Xx

beanielou · 25 January 2015 at 11:16PM

As we appreciate you HopefulJoy xxx

satchmo1 · 25 January 2015 at 11:30PM

They won't be mocking you when you've paid of your mortgage early and saved oodles of interest, haha!!

in_need_of_direction · 25 January 2015 at 11:46PM

I use coupon savings and cashback to make my mortgage ops. It all adds up. Next time you meet your family hopeful joy, tell the story of the three little pigs