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A Frugal Life for Me!
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Budgets remaining until pay day (23rd Aug) are:
£37.02 groceries
£20.00 lunch money for DS
£21.26 tobacco for DH
£15.46 weekly spends
Plan until payday:
- stick to budgets
- no more cc spend!!!!!
- meal plan for final week
- post on here regularly
Non MSE goals:
- get back into exercising regularly
- eat healthy to lose weight and feel better... Have 1 stone to lose which isn't too bad but still tough
- cut out alcohol (to save money and to lose weight)
Hopefully I can do it xNew starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Back to work today and DS started high school :eek:
Today
- breakfast one slice multi seeded bread and scrambled egg
- lunch curried chicken drumsticks with salad
- dinner baked potato and beans
- snack cereal bar
- did spend on salad items for lunches for next 3 days
- still to check bank account
- transferred £15 to online school lunch card
Budgets:
£32.47 groceries
£5.00 lunch money for DS
£21.26 tobacco for DH
£15.46 weekly spends
I want to have a look at meals for next week which I'm going to plan for from tomorrow until Wednesday next week. Will do weekly shop tomorrow after work which I need to plan to be around £35 as I can take £5 from weekly spe DS budget to top up groceries budget.
Have one portion of chilli in the freezer and that's it so it could be a bit of a challenge!!
Also need to think about what I'm going to do about exercise. Need to find out from physio what I should and should not be doing as I recently found out I have osteoarthiritis in my hips and back. Usually do gym and I have recently started back to yoga.
Need to stay positive... Thinking might get back to swimming.
So, plan for tonight = meal planning!!!! And some diary reading
NP xNew starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Meal plan for next 7 days
... In no particular order of days:
HM pizza
Roast chicken
Chilli (from freezer)
Chicken pie
Baked potato with beans (tuna for DS and haggis for DH)
Chicken fajitas
Pasta and garlic bread
Shopping list is done and should come just under £35New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Disaster!!!
Just checked bank account and £18.47 has come off that I forgot about. This was for a new clothes airer which was required with the rain over the last few days plus a couple of bits and bobs.
Budgets are now:
£32.47 groceries
£5.00 lunch money for DS
£21.26 tobacco for DH
-£3.01 weekly spends
£0.64 unallocated
£56.36 TOTAL
Rejigged as follows:
£35.10 groceries
£21.26 tobacco for DH
£56.36 TOTAL
so the next week is going to be challenging to say the least!!! Absolutely no wiggle room
Lesson is that I need to note down spends in spend tracker straight away!!New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Meant to say... DS has £15 loaded for school dinners which should last until I get paid next Thursday...New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Morning!
Sun is shining so all is good
List for today:
- weekly shop at a!di after work, hoping to be around £31 to leave a few pounds for milk and bread next week
- some housework tonight if I have energy
- meals per meal planner
- get out of the office at lunchtime for a wander (but no spends!)
- start thinking about next pay's budget
Already had a bit of a hiccup. This morning made myself porridge with fresh blueberries. Started to tuck in and noticed milk was offso I managed to find enough cash lying about house for milk and nipped to local shop. Ended up having toast and marmalade for breakfast. This is good as normally I would just end up getting a scone at work
not good for frugaldom or healthiness!!!
New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
nowpanicking wrote: »Morning!
Sun is shining so all is good
List for today:
- weekly shop at a!di after work, hoping to be around £31 to leave a few pounds for milk and bread next week came to £28.15...result!:D
- some housework tonight if I have energy
- meals per meal planner
- get out of the office at lunchtime for a wander (but no spends!) did this and no spends:cool:
- start thinking about next pay's budget
Still to make tea and still to think about next pays budget. Really pleased with grocery spend as this leaves plenty for bread and milk next week.
NP xNew starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Today :
- breakfast... 2 slices multi seeded toast with marmalade
- lunch... Chicken drumsticks with salad then Greek yoghurt with blueberries
- dinner... Hm pizza
- snacks... 1 apple from garden, 3 chocolate digestives
- 2 portions of pasta sauce lo from pizza now in freezer
- weekly shop below budget... Yay!!
Budgets;
£6.95 - groceries
£21.26 tobacco for DH
£28.21 TOTAL
chilling out watching TV now... No housework I'm afraid
NP xNew starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Plan for today;
- chilli from freezer for tea
- NSD
- no chocolate digestives!!!
- Budget for next pay period (starts next Thursday)
- check bank
- sort out at least one drawer in bedroom
That's it I think... Have a great Friday everyone
NP xNew starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Hi, just a thought but it might be worth getting your OH to register with some agencies for warehousing type work. They will be less hung up on recent experience, and once he has some agency work under his belt it'll hopefully be easier to find something more long term and it''ll build him up to doing longer stretches. Does it have childcare knock-ons for you?My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0
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