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2015 mfw

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  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Apologies for the lack of update last weekend, life overtook me. Stockholm was lovely in the spring sunshine though - there was even time between meetings to go to the Vasa museum, really amazing!

    TwentySomethingGirl welcome to the challenge, I've added you to the spreadsheet as number 85, could you please let me know your target for the year?

    Tony_R - there are no hard and fast rules for what get counted as OPs vs 'normal' payments etc., it's really just a target to aim at as a bit of motivation so you can pick any way of counting that works for you. I'm going to switch to an offset in a year or so too, i'll work out how i'm going to account for things then :)

    Sundaysgirl - target increased, well done! And JCL well done on approaching the finishing line, I've just noticed your target MF date in your signature. Hadn't realized you were so close!
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And on a personal note, I've just made an OP of £7563.73, taking me to £8163.73 for the month.

    Sadly still £146k to go, but a lot better than the £188k it was when I took out the mortgage two years ago. :)
  • Hi

    Thanks for adding me. I think we'll go for £1200 for this year. We have a regular SO for £100 extra a month so just need to find another £100 a month to make the target for the year, but I hope it will be more.
    £100 OP made in May

    Thanks :)
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #27 here: Token £50 payment today. Thanks
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • sweepster
    sweepster Posts: 448 Forumite
    Afternoon all.
    Well a bit fed up with myself have only managed to do £700 this month as we need to get new tyres for the car far enough.

    I will have to have a little break in June as my own fault and looked at the Amex bill and its now £1200 arghhh. These little bits really do add up. I also have also £56 on ikea card which hopefully will be gone this week. So next 6 weeks going to clear that bad boy lol. Then i wont be spending £200 to try and get the bill down .

    I actually had a go at myself in my little facebook group. Only me could shout at herself in a group with just herself in lol. Confident I will still hit my target onwards and upwards.

    ooops forgot sorry waffling on #120.

    Hope you all have had a great May and an even better June.
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Don't be hard on yourself, you're making great progress in the right direction.
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Lomcevak wrote: »
    And on a personal note, I've just made an OP of £7563.73, taking me to £8163.73 for the month.

    Sadly still £146k to go, but a lot better than the £188k it was when I took out the mortgage two years ago. :)

    That is amazing nearly 44k paid of in 2 year wow :T
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Number 26 calling in for May's payment of £140!
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • No 22 reporting £200 for May. Keep up good work everyone! MMP
    April 2021: Total debt £16016

    Goal: Dec 21: £12000
  • Wirenth
    Wirenth Posts: 899 Forumite
    Hi Lomcevak,

    #11 reporting in a £705 OP for May. :)
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
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