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Pay ALL your debt off by Xmas 2015!

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Comments

  • Nothing to report but have changed two current accounts so will have some extras to take off debts in a couple of months when quidco sorts me out xxx

    Keeep going everyone xxx
    #089 DFBXmas2015 - £0/£2,422.30 (0%) :santa2:
    OS Weight Loss 1 lbs/24 lbs over 12 weeks
    (Aiming to lose 67lb in 2015)
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi all


    Finally managed to make another payment :j


    #017 £514.39/£4842
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • WifeandMummy
    WifeandMummy Posts: 203 Forumite
    100 Posts
    edited 14 January 2015 at 9:06PM
    £94.04 off the debt total today! More payments to come this month too :) x
    DEBT FREE BY CHRISTMAS 2015 - #018
    £204.38 / £11,360.14 1.8%

    SEALED POT CHALLENGE - #33
  • Dizzy_Imp wrote: »
    I'd never heard of Noddle!?! Anyone else use them?

    Yea i log into my noodle account once a month, its not great but it gives you an overview of your credit accounts historical and present.

    Very basic in comparison to other sites that charge a month fee, but it does the job and its free.

    In the past i had subscribed to experian and equifax but as other have said, it was difficult to cancel. :mad:
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    argomatt wrote: »
    #45

    £5015.15 paid off the car loan today :-)

    I'll calculate the new balance and post an update in a couple of days when I get the letter with the details of the interest rebate.

    Matt

    Wow awesome payment well done
  • Hey everyone, just had a quick skim through the thread, AMAZING to see how much people are paying off! :T:T I am becoming slightly obsessed with debt reduction- Insomnia has a lot to account for- early hours in the morning im playing with my spreadsheet like some crazy loony :rotfl:

    I posted last week that when it rains it pours, Hubby had his operation on Thursday afternoon, it went well and they think they have removed all of the suspicious growth, they have sent it off for testing - results back within 4 days (so yesterday) but no appointments to see the consultant till next Thursday - Fingers crossed it will come back all clear and nothing sinister.

    My oldest child is still not great, he remains on a high does of steroids and antihistamines- we had a slightly scare moment on Friday when he said his lips and eyes were tingling again - luckily it did not escalate. Emergency referral went to immunology - got a letter today saying no appointments and will be waiting more than 6 week... i would hate to see the waiting list for a non emergency! Our GP wants to see him weekly to monitor him until immunology see him. I am considering paying to go privately, im no sleeping because of the worry and constantly cheeking on him during the night like a crazy lady :eek:


    Not had much of a money saving week- used way more fuel than normal with he trips back and forth to the hospital, and hospital car parking :eek::eek::mad::mad:::(:( 2 hours is £5- the same as £24 hours- how can that be right??

    On a positive note, i am £232 up this month thanks to my ebay sales, - cant wait until the end of the month to pay it towards a debt.

    16 more days to pay day. I cant wait to get on to February's debt payments.

    I have applied for 2 new jobs with a higher salary, i doubt i will get an interview but worth a try eh.

    I hope you are all good :D
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • Overpayment of £110 made, saves £36 of interest :D
    Also takes 2 months off my loan, so only 16 months left, when I started this challenge it was 21!!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • 108 here.

    Made some more payments today, so now at £1980.35/£9139.48.

    Got some unexpected repair bills coming in though, so it'll be a bit up and down over the next few days.
  • Overpayment of £110 made, saves £36 of interest :D
    Also takes 2 months off my loan, so only 16 months left, when I started this challenge it was 21!!

    That's amazing for 3 weeks of debt busting - well done!
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Kittycat - Hope the test results come back clear x

    Everyone talks about these spreadsheets that they play around with all the time.... what does your spreadsheet involve? I have something basic but all of yours sound so much more fun :rotfl:
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
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