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Pay ALL your debt off by Xmas 2015!
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Well I failed spectacularly at paying off any debt and in fact increased it by over £1000. I'm working now though, and will be debt-free by Christmas 2016. I'm off to change my signature and get onto the new thread.HSBC Credit Card £608.69, HSBC Overdraft: £4123.67, HSBC Loan: £8,270.69
Lloyds Credit Card: £1418.62, Very Account: £518.99, Barclaycard: £126
Total Debt as of 9th June 2020: £15066.660 -
Hi everyone, just popping in to say well done for all your debt payments this year, and good luck for those going forward!
I will be bowing out from the challenge next year due to family commitments, however we only owe money to family, who recognise our situation, and that things may be sporadic.
Congratulations on all you achievements this year!0 -
I know I can put this into the 2016 thread but if it's ok can I put it in here my aim is to get my debt to £5999 by the end of the year and I'm very close to this target then I'll join you in the new thread in the new year if that's ok????
I've sent £46.98 towards my Argos card brings my total for the year
£7465.24 / £6000
Hope you all had a lovely Xmas xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
So I havent quite got exact totals yet but I believe I have done about 50% of my debt which I am incredibly pleased with. I will update soon when hubby is home and I can check his credit card. I am so proud of what hubby and I have achieved, working as a team has made things much easier. I will continue next year to clear the debt entirely!! Good luck everyone for 2016!!!mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊0
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Final totals for #82!
paid £6637 over the year which is just under 50%. Very pleased with this, and it will all be gone by this time next year!:j:j:beer:mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊0 -
Merry Christmas everyone.
Amazingly I am now debt-free, my last payment went out today :j
Thanks to everyone on this thread for your incredible support. I've been a member of this challenge for two years now and it's been a great motivator to keep going.
The goal for 2016 now will be to build up some savings for the first time ever!
Cheers and happy debt-busting to everyone who'll be on the 2016 thread :beer:Starting 2016 debt-free
Emergency Fund: £350/£10000 -
Merry Christmas everyone.
Amazingly I am now debt-free, my last payment went out today :j
Thanks to everyone on this thread for your incredible support. I've been a member of this challenge for two years now and it's been a great motivator to keep going.
The goal for 2016 now will be to build up some savings for the first time ever!
Cheers and happy debt-busting to everyone who'll be on the 2016 thread :beer:
Congratulations well done, you'll have your savings up and running in no time xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Final debt repayment for 2015 sent £100 to barclaycard brings my final total to £7565.24 :j
I'm very very pleased with this and I would never have paid off this amount of debt without this thread so thank you so much :beer:
Hope you all have a fab new year and I'll see you on the other thread xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hi
Apologies, I've been AWOL from this site & thread for ages. I've still been making payments but haven't quite reached my target:
#135 Pay All your debt 2015 paid £4,300/ £6,000 = 71.67%
I promise to try harder next year - please may I rejoin? I'm happy to have a new number if necessary. At present, I think my target will be £3,000 but I will confirm this with you shortly.
Thanks and merry Christmas to all.A vision without a plan is just a dream.0 -
Evening all! I'm back from a week with my dad in darkest Norfolk, so will tot up the total this evening. Well done everybody... merry Christmas and a happy new year to all!0
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