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Pay ALL your debt off by Xmas 2015!

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  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 8 December 2015 at 1:37AM
    Well call me a prize idiot!! You know how I was saying I was a failure...I've not been putting the car loan payments on to the total Duh!! And that's 180 extra every month. I haven't paid Decembers yet so with that plus another 50 to very I will have reached my target! OMG!

    #042 3810/4000
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Morning all. Well, that was an eventful weekend. We've been without power since Friday - no heating, no lights, no shops, no pubs, just a little gas fire to keep warm! We've got off lightly - all we have lost is a fridge freezer full of food. Friends of mine have had their houses flooded, and businesses and villages I go to regularly in the Lake District have been decimated. 300 year-old bridges have been swept away, roads collapsed, livestock drowned... all very sad.

    Anyway, we have power again (probably temporarily), but no internet at home for whatever reason, so I can't update for November quite yet. Keep it up everybody, I look forward to having a catch up!
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you're OK pablosammy!
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Pablosammy wrote: »
    Morning all. Well, that was an eventful weekend. We've been without power since Friday - no heating, no lights, no shops, no pubs, just a little gas fire to keep warm! We've got off lightly - all we have lost is a fridge freezer full of food. Friends of mine have had their houses flooded, and businesses and villages I go to regularly in the Lake District have been decimated. 300 year-old bridges have been swept away, roads collapsed, livestock drowned... all very sad.

    Anyway, we have power again (probably temporarily), but no internet at home for whatever reason, so I can't update for November quite yet. Keep it up everybody, I look forward to having a catch up!

    We did get flooded last weekend (mid-Wales/Shropshire border) when the river burst in front and behind our property, and have been living upstairs for a week :( We had thigh-high water which was very scary and the whole ground floor is ruined. Loss adjuster says 6-12 months of restoration and renovation work to look forward to and currently waiting for a static caravan to be organised. What on Earth is going on with the weather?!?
  • Dizzy_Imp wrote: »
    We did get flooded last weekend (mid-Wales/Shropshire border) when the river burst in front and behind our property, and have been living upstairs for a week :( We had thigh-high water which was very scary and the whole ground floor is ruined. Loss adjuster says 6-12 months of restoration and renovation work to look forward to and currently waiting for a static caravan to be organised. What on Earth is going on with the weather?!?

    Oh no! So sorry to hear that, that sounds like a nightmare. Hope you're not too fed up, and that everybody is rallying around each other. I agree regarding the weather, it seems to be happening more and more these days.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Has it been decided if there will be a 2016 thread??? Xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • £150 paid today to my Tesco card, yay! So £750 paid since the beginning of November - out of £3750 total target. Those NSD days paid off :)

    So that leaves me with £3K more to pay this month (that's a large chunk of my annual bonus, sadly)... This should wipe out my MBNA debt leaving me with £8.5K debt in my Tesco card - which I'm hoping to clear by the end of 2016 (I keep repeating myself over and over but it helps refocusing he he). I can't wait for pay day, believe it's on the 24th this month.
    current CC debt: £11,500 at 0%
    paid debt since Nov 2015: £750
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Rounded down my account sent £3.31

    Brings my total to £6963.86 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • ali_bf
    ali_bf Posts: 99 Forumite
    I haven't checked in for so long. To be honest, not the beat year yet for me, debt still stupidly high but plans made and debits sets up to eradicate it all. Looks as though I'll be debt free in 2016
    #171
    Argos 138 / 842 Halifax 24 / 2418, Virgin 41 / 4500, Barclaycard 170 / 7359, Tesco 25 / 1362, Tesco / 852, Loan 250 / 1750, Next 52 / 750, [STRIKE]Studio 30/30[/STRIKE] [STRIKE]overdraft 640/640[/STRIKE]
    Total paid off £1360 / £20223
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    An over payment of £50 to BOS debt card today :j

    I'm hoping i'll be able to make another payment before the end of the year to reach the £3500 in payments marker...

    Aiming to set some SMART goals for the New Year in all areas of my life..but the main one is to pay the DEBT down!

    Specific, Measurable, Achievable, Realistic, Timely :beer:!

    #101 £3471.69/[STRIKE]£2000[/STRIKE] £3000
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
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