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Pay ALL your debt off by Xmas 2015!

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  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    edited 1 December 2015 at 1:22PM
    lexbubbles wrote: »
    Just made the first batch of """December""" payments:
    £25 to Capital One: down to £427.96 after interest (total real payment £18.26)

    £25 to Vanquis: down to £223.16 after interest (total real payment £17.96)

    £80 to Aqua: down to £1826.16 after interest (total real payment £13.16 :eek: )

    Total paid today: £130
    "Real" payments: £49.28


    Paid off another £105 to the Aqua (and since the interest has been paid this month, it all counts!): down to £1721.16

    And £150 to L for the loan: down to £1100

    Total in "December": £385
    "Real" payments: £304.28
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent another £5.63 towards the credit card :-D

    Brings my total to £6723.38 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done Karb.
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Yay...congrats Karb..and all before Xmas, lucky you :j

    A mini £5 overpayment for me :)
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Tax credits in rounded down the account sent £8.39 towards the credit card

    Brings my total to £6731.77 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done Karb!

    Didn't have a chance to update my figures before the end of November but it currently stands at...

    #49 £6,105.33/£5,000

    Wish it was all gone but need to give myself credit for clearing over £1,000 more than I'd set my target at! And still with one more pay day to go!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • black_cat
    black_cat Posts: 703 Forumite
    Debt-free and Proud!
    Well done, Karb!
    Feels great, doesn't it? :beer:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Extra tax credits payment came in so sent £181.67 towards the credit card

    Brings my total to £6913.44 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #180 here with my target now reached!
    £25 min payment by DD in November and today I cleared the final £966.10 off the MBNA card


    im not debt free yet, but my target this year was to clear the MBNA card before the 0% rate finished on 21st December instead of incurring more BT fees. Such a relief to get it out of the way, now I can concentrate on enjoying Christmas (within my budget of course!)
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
  • Sent another £10 to Aqua today :j

    Total Nov25-Dec24: £485
    Real payments: £314.28
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
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